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Monday, September 18, 2006

Who Paid Me - Aug 06

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Below are the programs that have paid out to me between 8/1/2006 and today. What I mean by paid out is that I actually received funds either in one of my online eCurrency accounts or directly. This does not include funds stored into the programs online account. This in no way implies neither that the programs listed here will continue to pay nor that the programs not listed are not worthwhile investments.

"Paying HYIPs" are programs that have been paying me or are long term investments that haven't had any major issues. Therefore I don't always request a withdrawal. If a program does not pay when I request it, it will be moved into the problem listing or closed/scam bucket. Either way there would be a post stating the situation.

For privacy reasons I have limited the fields to only include the date the payment was received, the name of the program not the amount involved.

Date Paid – Fund
09/03/2006 - ASMshares
09/02/2006 - HIC Shares
08/29/2006 - 12by12daily
08/21/2006 - HIC Shares
08/13/2006 - 12by12daily
08/12/2006 - 12by12daily
08/08/2006 - HIC Shares
08/06/2006 - Private Program 2
08/04/2006 - XpertHits- XH refund
08/01/2006 - HYIPmax

Sunday, August 06, 2006

Private Program 2 revamped

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I received several emails informing me of problems with my invitational code which spurred me to look into Private Program 2. I knew they were undergoing a major facelift and was patiently waiting for everything to get completed before checking my account. When I was unable to login to the new site, I submitted a support ticket. Even though they have not responded to my support request, I was able to activate my account with the new site. The pleasant surprise was that I found my account has been accruing interest all this time. The final test is underway though. I have placed a withdrawal request so if that comes through then I know everything is back to normal. I have to admit that the new site is more professional and easy to use than their old one. The automation of the withdrawal and rollover process makes it convenient as well. It seems like the site is still under construction as some pages are not totally complete. I believe the support system is one of the features that are still in progress. The old forum is still accessible and there are plenty of updates and support issues covered there. I should have checked there before submitting the support ticket. Anyway, as long as they continue to pay I am happy.

Who Paid Me - Jun & Jul 06

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Below are the programs that have paid out to me between 6/1/2006 and today. What I mean by paid out is that I actually received funds either in one of my online eCurrency accounts or directly. This does not include funds stored into the programs online account. This in no way implies neither that the programs listed here will continue to pay nor that the programs not listed are not worthwhile investments.

"Paying HYIPs" are programs that have been paying me or are long term investments that haven't had any major issues. Therefore I don't always request a withdrawal. If a program does not pay when I request it, it will be moved into the problem listing or closed/scam bucket. Either way there would be a post stating the situation.

For privacy reasons I have limited the fields to only include the date the payment was received, the name of the program not the amount involved.

Date Paid – Fund
07/28/2006 - ASMshares
07/26/2006 - Profit Share 05-06/2006 (6 PXP units)
07/24/2006 - HIC Shares
07/20/2006 - Profit Share 05-06/2006 (1 PRX unit)
07/17/2006 - AAInvestors2
07/17/2006 - AAInvestors Group Account
07/09/2006 - HIC Shares
07/04/2006 - Private Program 3
06/28/2006 - HIC Shares
06/27/2006 - ASMshares
06/13/2006 - HIC Shares
06/09/2006 - HYIPmax
06/08/2006 - UdachuFund
06/07/2006 - Private Program 7
06/02/2006 - Private Program 6: AP5
06/02/2006 - Private Program 6: AP6

Brief Hiatus

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Life has been a little hectic recently so I became more passive than normal these last two months in this arena. On my routine checks on the programs I am in, I have noticed some issues that I will post about. Some of the programs were undergoing maintenance and have not returned on schedule. Sadly some of these programs were considered quite stable. Some have returned but others have yet to reply to my support requests. Before I get into these programs, let me cover the programs that have paid me.

Thursday, July 13, 2006

12Daily clone by DadnDaves

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In the previous post I stated I was down to one surfer but then DadnDaves decided to open another surfer to help their business. They decided to copy the 12Daily model and designed 12by12daily. Although I was planning to close up in the surfing arena, given that DadnDaves has been one of the old stable ones, their new program should be around long enough to pull some nice profits, I am back to two surfers. The reward seems worth the risk so I figured I would go in for a small test spend. Below are the details of the program as posted on the site:

- The business plan is unashamedly modelled on the most successful Autosurf site ever, which took the autosurf world by storm for over 12 months, and would have continued to do so, if not for problems with payment processors.
- We have learnt from their mistakes and will only accept one reliable processor, e-gold.
- surf only 12 sites by 12 days and earn 12% daily
- Automatic payouts
- 12% referral commission

XpertHits Closed Again

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I was down to only one surfer after XpertHits decided to close up shop. This was an unfortunate turn of events after the admin kept members thinking they were definitely returning after some sever downtime. Even now the site states they will be retuning soon. You would expect at least the announcement be on the site stating the closure. Instead they sent out the details below via email:

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"After careful thought and consideration I have decided to close XpertHits Advertising in it’s present form.

I will start refunding everyone not in profit the month of August and continue monthly until everyone is in the black. This might take as long as 6 months, I hope not though.

While I would have liked to continue XpertHits Advertising in its current form, financial considerations prevent me from doing so.

I hope you all will be patient with me while I start the refund process. I will do my best to refund everyone as quickly as possible.

Thank you all for advertising with XpertHits."

Thursday, June 15, 2006

Who Paid Me - May 06

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Below are the programs that have paid out to me between 5/1/2006 and today. What I mean by paid out is that I actually received funds either in one of my online eCurrency accounts or directly. This does not include funds stored into the programs online account. This in no way implies neither that the programs listed here will continue to pay nor that the programs not listed are not worthwhile investments.

"Paying HYIPs" are programs that have been paying me or are long term investments that haven't had any major issues. Therefore I don't always request a withdrawal. If a program does not pay when I request it, it will be moved into the problem listing or closed/scam bucket. Either way there would be a post stating the situation.

For privacy reasons I have limited the fields to only include the date the payment was received, the name of the program not the amount involved.

Date Paid – Fund
06/13/2006 - HIC Shares
06/09/2006 - HYIPmax
06/08/2006 - UdachuFund
06/07/2006 - Private Program 7
06/02/2006 - Private Program 6: AP5
06/02/2006 - Private Program 6: AP6
05/28/2006 - ASMshares
05/24/2006 - HIC Shares
05/20/2006 - WiredSurf
05/19/2006 - 4x-club
05/18/2006 - Profit Share 03-04/2006 (6 PXP units)
05/17/2006 - Profit Share 03-04/2006 (1 PRX unit)
05/15/2006 - Moorish Treasury
05/15/2006 - Moorish Treasury
05/09/2006 - SDS
05/09/2006 - HIC Shares
05/04/2006 - XpertHits

Wednesday, June 07, 2006

4X-Club is no more

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Another stand up program had to close. They were nice enough to liquidate positions and payout members. I was going through my program portfolio and noticed that I couldn't log into the site. I sent an email to the admin and received the response below. It was a nice feeling to see the funds in my eGold account from this program.

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"Hello Members:

Please check your e-gold account for your account liquidation payment.

Members have withdrawn heavily after the share drop, therefore we feel a liquidation is in the clubs best interests.

If you are experiencing difficulty logging on, it may be because your account has been paid out, or it is in the process.

Please allow us until approximately June 15th to process all accounts before e-mailing us.
We are working as quickly as we can.

Thank-you
4x-Admin.

Refco explanation:
Regarding the Refco bankruptcy situation we've reflected the loss in our share price.
Refco is the brokerage where the majority of our FX account funds were being traded.
http://www.refcofx.com/email-us-2.htm

http://www.refcofx.com/

Again, please allow us until approximately June 15th to process all accounts before e-mailing us."

And then there were 3 (Surfers)

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Finally I have decided to remove AussieEarners from my Portfolio. This was one of the older programs that were keeping me surfing daily. The payout being limited to random $50 was bad enough but now that months have went by and no payments have been made, it is time to jump ship. This was the surfer that was taking the most time to surf and had the most problem pop-ups.

The remaining surfers I am active in are:
DadnDaves: an old faithful program that has paid many times over. With the minimum cashout at $50, I compound some and withdraw the rest. This is the program that has kept me in the surfing arena. They have recently reopened their doors for new members. Not sure if this is a good sign or not but they have been in the game for a while and have been paying consistently. 10 sites to surf and the return is 1% daily for 400 days.

Wired Surf: relatively new program I added back in March. They have been paying consistently and even while the program was down briefly due to problems, members were paid for the downtime. 10 sites to surf and the return is 15% daily for 9 days.

XpertHits: revised program. I was a member of the original program then after surfing for a month when payout time came, the admin ran into problems and refunded everyone's initial spend. She then re-opened the modified program with a variable return rate and people were swearing by it. When I was reevaluating surfer programs to add, I figured this would be worth a test spend. It was a rough start for the program but since I have been in, I have received three payments. 15 sites to surf and the return is 1% daily for 180 days.

Monday, May 15, 2006

Moorish Treasury

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As listed in my monthly paid post, I actually received my pending payments from Moorish TIG. Even though I am very happy getting paid, I can't get over the three month delay and lack of response from the admin. The listing will remain out of my portfolio and I will not be reinvesting with them.

Who Paid Me - Apr 06

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Below are the programs that have paid out to me between 4/1/2006 and today. What I mean by paid out is that I actually received funds either in one of my online eCurrency accounts or directly. This does not include funds stored into the programs online account. This in no way implies neither that the programs listed here will continue to pay nor that the programs not listed are not worthwhile investments.

As I stated when I changed the listing format, the "Paying HYIPs" are programs that have been paying me or are long term investments that haven't had any major issues. Therefore I don't always request a withdrawal. If a program does not pay when I request it, it will be moved into the problem listing or closed/scam bucket. Either way there would be a post stating the situation.

For privacy reasons I have limited the fields to only include the date the payment was received, the name of the program not the amount involved.

Date Paid – Fund
05/15/2006 - Moorish Treasury
05/15/2006 - Moorish Treasury
05/09/2006 - SDS
05/09/2006 - HIC Shares
05/04/2006 - 1mdc assets
04/30/2006 - MWA
04/28/2006 - WiredSurf
04/28/2006 - DadnDave
04/25/2006 - ASMshares
04/16/2006 - HIC Shares
04/13/2006 - HYIPmax
04/09/2006 - Profit Share Feb. 2006 (6 PXP units)
04/07/2006 - MWA
04/07/2006 - Private Program 8
04/06/2006 - Profit Share Feb. 2006 (1 PRX unit)
04/05/2006 - XpertHits
04/03/2006 - HIC Shares
04/02/2006 - HYIPmax

Not forgotten

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I have not forgotten those that have asked about referrals to Private Program 8. They have been having problems with DDOS attacks. The best bet is to wait and see if they recover successfully and they make another round of payments before even considering taking the leap. I will post here when I receive another payment from them.

MWA has closed

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Sad to see the quality program MWA go as they had such promise and were paying members consistently. Even on their way out they refunded members by splitting the available funds between all the members. Below is the email they sent:
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Dear Members,

It's been a hard month. We've encountered various problems, not least of which: one of the MWA co-founders has left. This has left MWA in the uncomfortable situation where things are just not moving forward like they should. After long discussions, we have decided to close MWA for good. Now before you panic, check you e-gold account, almost everyone has been refunded their initial deposit(s) (if you haven't received payment see the note further below).

In addition, we have taken the remaining available funds in the MWA portfolio and split that evenly between all members (calculated against your deposit size) and added this to the refunded amount. In this way, no member has made a loss, everyone should have at least a small profit (unless you deposited in the last cycle, then you will only receive a refund).

*IMPORTANT: Three e-gold accounts we tried to pay were blocked, if you have not received your payment please reply to this email right away with subject line "Payment Not Received" and in the body include the e-gold number to pay to, your previous e-gold number, the email address registered with MWA, and your date of birth (so we can verify your details).

*Note: There are a few more accounts we need to pay, please contact us if you haven't received payment yet. We are working to have all payments paid ASAP. 90%+ are paid.

Due to some significant investment losses this month and last, the percentage profit made by all is not as high as we'd hoped. We do, however, still have a couple investments tied up on which we are waiting. These investments are from the higher risk spectrum of the MWA portfolio. If or when these payments are received we will split the profit, again, evenly among members and you will receive another e-gold payment.

It has been a great experience for all of us, but we hope you understand that continuing MWA at this point would lead to much greater complications.

Sincerely,
Mutual Wealth Alliance

Sunday, April 16, 2006

New Private Addition

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Private Program 8 - Well it is not really new but recently gone private. They are accessible through a private pool program but will be allowing friends and family of existing members to join. If interested email me so I can invite you. There is a limited number permitted and the minimum investment is high so only ask if you are willing to take the high risk

The private listings have been updated.

Who Paid Me - Mar 06

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Below are the programs that have paid out to me between 3/1/2006 and today. What I mean by paid out is that I actually received funds either in my one of my online eCurrency accounts or directly. This does not include funds stored into the programs online account. This in no way implies neither that the programs listed here will continue to pay nor that the programs not listed are not worthwhile investments.

As I stated when I changed the listing format, the "Paying HYIPs" are programs that have been paying me or are long term investments that haven't had any major issues. Therefore I don't always request a withdrawal. If a program does not pay when I request it, it will be moved into the problem listing or closed/scam bucket. Either way there would be a post stating the situation.

For privacy reasons I have limited the fields to only include the date the payment was received, the name of the program not the amount involved.

Date Paid - Fund
04/13/2006 - HYIPmax
04/09/2006 - Profit Share Feb. 2006 (6 PXP units)
04/07/2006 - MWA
04/07/2006 - FXIG
04/06/2006 - Profit Share Feb. 2006 (1 PRX unit)
04/05/2006 - XpertHits
04/03/2006 - HIC Shares
04/02/2006 - HYIPmax
03/31/2006 - Phoenixsurf
03/22/2006 - WiredSurf
03/19/2006 - Private Program 6: AP4
03/19/2006 - Private Program 6: AP6
03/19/2006 - Private Program 6: AP8
03/19/2006 - Private Program 6: AP3
03/19/2006 - Private Program 6: AP7
03/18/2006 - HIC Shares
03/16/2006 - Private Program 6
03/16/2006 - XpertHits
03/08/2006 - MPDW
03/07/2006 - HIC Shares
03/05/2006 - HYIPmax
03/03/2006 - Phoenixsurf
03/02/2006 - Private Program 3

Wednesday, April 12, 2006

FXIG & PP6

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FXIG is now closed to new members. Their site is supposedly under Denial of Service attack. There has been a lot of doubt regarding the validity of this program. All I can say is that this program has been very good to me. I joined in June of 2005 and have since placed 4 withdrawal requests. All were completed within a matter of days. My last withdrawal was received last Friday, two days after the request.

If you are already a member of Private Program 6, you can still invest into this program. I am invested both directly and through PP6 and have been paid both ways. Unfortunately, if you are not already a member of PP6, they are also closed to new members.

For PP6 members, there have been some changes you need to be aware of. Login and check the news section for April 7. My automated private listing email has been updated accordingly.

Changes in my Portfolio

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The following have been removed from the listing as I considered them Undesirable:
Official Surf House: I was not liking the large surfing requirement and the short upgrade lifetime. After evaluating the returns, I decided to remove this program.

PhoenixSurf: they did pay but went to manual surfing. I tried it out but it was just too much work. Much more time consuming than the auto-surfing programs. If you have the time and patience, they may be worth trying out as they were paying consistently.


The following have been removed from the listing as they can be considered Closed/Scams:
AutoSurf77: recently added and I was not even able to get a chance to request a withdrawal before the site was replaced with a directory listing.

Moorish TIG: sent two emails regarding missing payouts and have yet to receive a response. He may have had delayed payouts in the past but he had always kept communication lines open. Even though the site is up, the lack of response indicates a closed/scam program.

CG Financial Ltd.: another program that had reasonable returns and was paying consistently. Site has been down for too long and no communication with any type of explanation. Because the returns were low, they were able to leave with some of my cash. Good thing my investment was minimal.


The following have been relocated to the HYIPs w/ Problems section:
Prosperity Club: I have yet to receive any notifications regarding this program. If the admin responds to my email, I will move this back to the Testing section. I have seen others promoting a program with this name but a different email address. This is not a good sign.

PrivateOpps: on my routine HYIP programs check, I have been unable to access the site and have not received any notification of any problems that they expect to be having. Hopefully this is temporary as they were regarded as a quality program in various forums. But, as usual, I am not holding my breath.

Udachu Fund: the website has been down but they have been emailing me my investment updates. I have not requested a withdrawal yet so till then I will keep it listed under the Problems section.

Thursday, March 16, 2006

Who Paid Me - Feb 06

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Below are the programs that have paid out to me between 2/1/2006 and today. What I mean by paid out is that I actually received funds either in my one of my online eCurrency accounts or directly. This does not include funds stored into the programs online account. This in no way implies neither that the programs listed here will continue to pay nor that the programs not listed are not worthwhile investments.

As I stated when I changed the listing format, the "Paying HYIPs" are programs that have been paying me or are long term investments that haven't had any major issues. Therefore I don't always request a withdrawal. If a program does not pay when I request it, it will be moved into the problem listing or scam bucket. Either way there would be a post stating the situation.

For privacy reasons I have limited the fields to only include the date the payment was received, the name of the program not the amount involved.

Date Paid - Fund
03/08/2006 - MPDW
03/07/2006 - HIC Shares
03/05/2006 - HYIPmax
03/03/2006 - Phoenixsurf
03/02/2006 - Private Program 3
02/27/2006 - GoldenRocks
02/21/2006 - HIC Shares
02/21/2006 - Profit Share Dec.2005 / Jan.2006 (6 PXP units)
02/19/2006 - ASMshares
02/16/2006 - Profit Share Dec.2005 / Jan.2006 (1 PRX unit)
02/14/2006 - AAInvestors Group Account
02/13/2006 - GM VCShares
02/10/2006 - GoldenRocks
02/09/2006 - CG Financial
02/06/2006 - HYIPmax
02/05/2006 - HIC Shares
02/03/2006 - DadnDave

As you can see the list has decreased. Keep in mind that the long term programs are typically not listed here as I only occasionally request a withdrawal from them.

Who left the arena?

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Time to remove some programs from the listings that have left or have given issues that will most likely not recover:

Private Program 4: gone with no excuses provided since February.

12 Daily: I am not holding my breath for this program to recover from the "StormPay" issues. If by some chance it does, I will be shocked.

Forex-Trading: site is still up but no updates given. Their trading strategy must have stopped working for them since their weekly returns have been not been as expected. They then removed eGold as a withdrawal option. I did make a profit with them and am sad to see them go.

SurfMunkee: site has disappeared after withdrawals have been drawn out for months. No expectations of this programs return.

CashTwistTraffic: this program closed but promised refunds to help members who did not at least break even. I haven't heard of anyone getting their refunds though. I wasn't expecting any as I was less than a dollar from breakeven.

StudioTraffic: some people are still swearing by this program but they continue to keep me form surfing and allow my upgrades to expire. Pulled a profit from here so never even bothered with the support system. Just took the funds and reallocated them to other programs.

4Daily: this program was up and down. They changed management and then closed due to StormPay. Now they moved accounts to a new site. If you were a member, be sure to check the site to see if you can get in through there.

StableSurfing: not very stable as they closed to new members then closed the site to keep accounts from growing. Now they are gone and payments are unlikely. Promoted as the safer alternative, the program may have had good intentions but it just didn't work out.

Rawland Group: I was in for one property purchase and it went well. It took time but they did pay. They then decided to push members into Golden Futures instead of waiting for other property to become available. Due to my experience with Rawland, I took the leap. Sadly, Golden Futures never worked out and I don't believe anyone received a payment from them. I still considered Rawland but there have been no indications of other property purchases and no updates on the site.

Reality Millions: program went down and changed site and name to Divinus Opulentia International. The programs offered here were way out of my price range. I placed my final withdrawal when my last RM investment expired and received notice that my account will be closed as I am not maintaining the required minimum in my account. Now I am just waiting to see if I actually receive the payment.

FXvision: after all the reasons for closing the program. Refunds are supposed to occur but they are not providing any timeframe. Yet another program I am not expecting to pay up.

Overdue for an update

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Welcome everyone. My apologies for not getting the updates out in time but since the last posting I have been really away with training and getting sick. Finally got through catching up with reading all the missed emails and believe that I have responded to everyone. If I missed someone, please let me know.

You may have noticed that I have added a few surfers to my listings. I know it seems hypocritical but I had some spare change just sitting in my eGold account and it doesn't seem that DadnDaves and AussieEarners are closing too soon. Since I was already surfing daily for these programs and a couple of programs came pretty well recommended, I figured I would play them like I did 4Daily. Put in the minimum and cycle the profits. This keeps my losses minimal.

AutoSurf77: new program added. So far I have not requested a cashout yet. That will be the true test. Surfing is not smooth as this has all the typical problems associated with surfers: pop-ups and redirects. I have the bare minimum accessible on my surfing pc so I have not yet been hit with any major viruses… yet.

Below are the details of the program:
*Earn 7% Daily!
*Upgrades last 20 days
*Upgrade with $4 or more
*Surf 12 pages to earn!
*No Minimum Cashout!
*Payouts processed within 24 hours!
*10 Second Timer

Wired Surf: new program added. My first cashout is expected this Saturday. Surfing is very smooth and I have had no issues. Now if they pay, it will be a nice addition.

Below are the details of the program:
*Upgrades are only $10 per unit
*Return 8% daily for 16 days
*View 16 sites to earn
*10 second timer
*Payout on every Saturday
*No minimum Payout

PhoenixSurf: new program that has paid me on schedule. The program has two issues for me. First, I cannot login with RoboForm. I don't know if this is good for security but it is a minor hassle for me. The second issue is it has become a manual surf site so you have work to do. Even then they seem pretty good and are currently paying.

Below are the details of the program:
*Upgrades are only $8 per unit
*Return 15% daily for 8 days
*View 16 sites to earn
*Manual Surfer

XpertHits: revised program added. I was a member of this program then after surfing for a month when payout time came, the admin ran into problems and refunded everyone's initial spend. She then re-opened the modified program with a variable return rate and people were swearing by it. When I was reevaluating surfer programs to add, I figured this would be a worthwhile addition. The program has been done since March 10, 2006 for updates. Members are supposed to be credited for the missed surfing. If this happens then I will be happy with this addition.

DadnDaves: an old faithful program that has paid many times over. The return has dropped to .7% from the initial 1%. With the minimum cashout at $50, I won't be receiving a cashout this month. This is the program that made me decide to add the others. I don't see this one falling any time soon. Unfortunately it is not open to new members.

AussieEarners: the other older program that is keeping me surfing daily. The payout limited to random $50 makes it impossible to make quick profits here.

Sunday, February 12, 2006

Who Paid Me - Jan 06

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Below are the programs that have paid out to me between 1/1/2006 and today. What I mean by paid out is that I actually received funds either in my one of my online eCurrency accounts or directly. This does not include funds stored into the programs online account. This in no way implies that the programs listed here will continue to pay nor that the programs not listed are not worthwhile investments.

As I stated when I changed the listing format, the "Paying HYIPs" are programs that have been paying me or are long term investments that haven't had any major issues. Therefore I don't always request a withdrawal. If a program does not pay when I request it, it will be moved into the problem listing or scam bucket. Either way there would be a post stating the situation.

For privacy reasons I have limited the fields to only include the date the payment was received and the name of the program not the amount involved. With the whole eGold panic I decided to add the payout type to indicate how the money was received. Of course many programs are changing the w/d options so who knows if they will continue to pay the same way this month.

Date Paid - Fund – Payout Type
02/10/2006 - GoldenRocks - direct to eGold
02/06/2006 - HYIPmax - direct to eGold
02/05/2006 - HIC Shares - direct to eGold
02/03/2006 - DadnDave - PayPal
01/28/2006 - HIC Shares - direct to eGold
01/22/2006 - Private Program 4 - direct to eGold
01/20/2006 - ASMshares - direct to eBullion
01/20/2006 - AussieEarners - direct to eGold
01/16/2006 - 4Daily.com - direct to eGold
01/16/2006 - HIC Shares - direct to eGold
01/16/2006 - Profit Share November 2005 (6 PXP Unit) - direct to BE-Cash
01/15/2006 - Private Program 4 - direct to eGold
01/15/2006 - Moorish Treasury - direct to eBullion
01/15/2006 - Profit Share November 2005 (1 PRX Unit) - direct to BE-Cash
01/11/2006 - GoldenRocks - direct to eGold
01/08/2006 - HIC Shares - direct to eGold
02/09/2006 - CG Financial - eBullion
01/06/2006 - CG Financial - eBullion
01/03/2006 - HYIPmax - direct to eGold
01/02/2006 - MWA - eGold
01/02/2006 - DadnDave - PayPal

Thursday, February 02, 2006

Another Surfer Down

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While 4Daily has been paying me, my last upgrade has just expired. I had only purchased 1 unit from my earnings in order to receive the last withdrawal. Even though the "new management" will probably payout for a good while longer, it seems like an ideal time to eliminate another surfing program from my portfolio. The whole StormPay rage and recent eGold issues are helping speed the inevitable.

I was asked to recommend some surfing programs. This I cannot do. As I have posted before, I want to withdraw from the surfing arena. Even though it has been profitable, the negatives just aren't worth it to me. The daily time requirement, pop-ups, viruses and scams are just not for me. There are more passive, unobtrusive methods to make money. Don't get me wrong, there are some good surfing programs out there and they continue to pay without a problem. In fact the only program I would recommend is DadnDaves, but they are closed to new members.

Even though most of the most of the posts here have been about surfers, that is only due to the volatility of this arena. The HYIPs are either paying or not. There is not that much else to say about them. But surfing programs are similar to the cyclers and MLM programs. Get in early and get a lot of followers in order to be paid well. In order to be in profit if you're not a referral hound you must really look for "quality" programs, diversify and pull profits quickly. Even then you are stuck with the negatives I discussed earlier. That is just the nature of the beast. There are many sites dedicated to these programs such as http://www.autosurfcentral.com/ and http://www.autosurfmonitor.com/. These are the ones I used when researching potential surfing programs.

What I recommend instead of surfing is to get into a surfing pool. I joined and have been paid monthly by ASMshares (ref ID:10043jph). I am also checking out another one but they are closed to new members till mid-February. If they seem legit, I will add them my portfolio. With these pools, they do the surfing for you and you just share in the profits. None of the negatives that I mentioned before. Of course, these are HYIP programs so there are still the typical dangers involved but I don't mind dealing with those.

Anyway, I noticed I have been rambling far more than I typically do. I blame it on the bold Ethiopian coffee from Starbucks I tried. It is some strong stuff especially as I am not a coffee drinker. Needless to say my mind is racing and I am quite jittery. If you like strong coffee you should check it out. Hey this is ironic, instead of recommending surfers, I am recommending coffee.

12Daily back to EMO

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12Daily has re-enabled upgrades with EMO and are not going to be using StormPay. I have three pending withdrawals and no active upgrades with 12Daily simply since even the compounded ones have expired and I am not putting anymore funds in till I get paid. If other programs weren't also posting similar issues with StormPay, I would think 12Daily is just giving the run-around. But it seems to be a universal issue right now and 12Daily is keeping members informed by updating very often. They seem to be very professional about the whole matter. Right now I am just going to sit back and wait for the smoke to clear. Then it will be interesting to see which programs and eCurrencies are still standing.

Tuesday, January 31, 2006

StormPay Only

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Looks like now there is limited options for eCurrencies on some programs. If StormPay is used with a program, they want to be the only payment processor accepted. So far I noticed 12 Daily and AussieEarners has made me set my Payout Address to StormPay. Hope StormPay is on the up-and-up. Would hurt if they fall under government investigation next.

Saturday, January 28, 2006

12Daily Payment Processor Changed

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After receiving the email below and seeing how StormPay is free to withdraw by Direct Deposit to U.S. Checking account, I have made the change. I really don't feel like waiting even longer for the funds and I prefer not to have to do costly bank wires, print my own checks or wait for the money to come in the mail. Unfortunately, to receive payment will cost me 6.9% plus 69 cents as I am not NetIBA Certified. But to get NetIBA Certified accounts I need to pay for it with StormPay. So if 12Daily actually pays me, some funds will be set aside to pay for certification. Once I get certified it will cost me only 2.9% plus 39 cents to receive payments.

~~~~~~~~~~
We wanted to take this time to update all of you who chose the compounding option for your E-Gold transition payments of the payment process we will be implementing regarding these compounded upgrade payments.

We offered the compounding option to members in an attempt to allow anyone who needed time to setup and get verified a new Stormpay or EMO account as needed. Unfortunately we did not ancitipate the sheer number of members who would choose to have their compounded upgrade payments paid to EMO.
Because such a large amount of these compounded upgrades were all purchased on one day, they are all due to be paid out on the same day when normally they would have been spread out over the course of 2 weeks.

When we look at the numbers, that means that for that day we would be paying out almost 6 times our normal daily payout to a payment processor.
This is manageable for us in the case of StormPay, as we have a substantial reserve fund there. But just as EMO transition payments were slow early on due to the need to move funds, compounded upgrade payments to EMO will similarly be affected.

Moving the necessary funds into place, once compounded members made their choice for processor is not a process that can be done quickly. We are also very concerned that payment of these funds all at once will result in mass upgrades on the day(s) of payments which will through off the balance of funds going forward.

Because of the above factors, we will need to extend the payment period for Compounded EMO payments to within 10 business days. However we would like to offer an alternative for those of you that may be able to take advantage of it. Your compounded upgrade is currently set to be paid to the payment processor and ID you have set in your account. If you have chosen the EMO option and would rather be paid out faster, we suggest you change your payment ID to a StormPay one. StormPay compounded payments are planned to begin Sunday, January 29 and will all be paid within the normal
7 business days. We plan to begin payment of compounded EMO upgrades the morning of Monday, January 30, at which time your selected payment ID will be locked in. So if you make a change, you will need to do so by Sunday night.

On Monday, after everyone has made their final choice, we will be able to give you are more precise prediction on when we will have all the payments completed.

We thank you in advance for your cooperation.

Charis
12dp Admin

Now for the Surfers

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As readers of this blog it should be of no surprise that my list of surfers has greatly decreased. This is mostly due to programs closing or having various problems. I have not been replacing them as I want to get out of this type of HYIPs. Every time I lean towards adding a popular program, I get an annoying pop-up or virus notification while surfing. This immediately brings me back to my senses. Not that there aren't nice financial benefits to surfing, the drawbacks just don’t make it worth it for me.

Regardless of my impending retirement of the surfing field, here is the status of the surfers I am in:

12 Daily: will be moved under the problem listings if I don't get paid for my 2 pending w/ds to EMO. The only thing is others claim to be getting paid to StormPay. If your getting paid, congrats. As for me, I will wait for these payouts before further upgrading. Regardless, I am in profit with this program so I can't complain.

DadnDaves: the most consistently paying surfing program I am in. They are closed to new members for now as they say they are getting to big. They opened for ten days to new investors but the doors have closed again. This will probably be the program that will keep me surfing the longest.

AussieEarners: I was shocked when I received my payment on January 20th. I was about to count this one out. Of course due to some issues they only pay $50 automatically each month if there are funds. So there is no telling when the payments will come.

SurfMunkee: even though upgrades never expire, this program has fallen behind in payments. I have two withdrawals pending.

4Daily: this program has had a lot of issues. They had zeroed everyone earlier and is now under new management. I was in profit before the zero base occurred but a lot of people lost money. I continue to surf it along with my other surfers and was surprised to receive an automatic payment this month. I don't recommend this program but I will continue to surf it as part of my daily ritual as long as they continue to pay along with the other programs.

CashTwistTraffic: this program is closing its doors soon but is continuing to keep surfing open. Sad thing is they opened another surfer, Blue Wave Traffic. I can't understand joining their second program when the first is falling apart.

StudioTraffic: well no surprise here. I am still blocked from surfing. Figure I will check in on my accounts every once in a while but am not expecting any changes here.

StableSurfing: finally closed up shop. They state they will be working to produce some cash flow to make some payouts. If it comes through it would be nice but I am not holding my breath. Sad to see it go. Unfortunately, this program ran into problems before I was able to make a withdrawal.

Sunday, January 22, 2006

Programs gone bad

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Seems like it is time for some updates. Lets start with the recent programs that have closed for whatever reason. These program links have been removed from the listings on the left. The private program is still in the private listing with the 12/28/2005 update.

FAST Market: after a period of problems with payouts being limited to bank wires, the program seems to have disappeared. And I was so close to the breakeven point.

Golden Futures: seems they never got this program off the ground. Checked out the site and the following is posted on the main page. Doubtful if I will ever see those funds again.
"There are insufficient funds to conduct further trades. Trading accounts are closed. Funds disposable to members (if any) will be automatically processed once all monies have cleared the trading house."

VC Deposit: the following has been up for some time so it is unlikely to have been a temporary attack.
"Object not found! The requested URL was not found on this server.."

Private Program 5: sad to see this one gone. It paid so well for so long. The profit here covered more than the losses of the FastMarket and VC Deposit but is not enough to cover all the losses if Golden Futures does not refund investors. But this goes to show the benefit of diversifying to minimize losses.

Thursday, January 05, 2006

Who paid me - Dec 05

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Below are the programs that have paid out to me between 12/1/2005 and today. What I mean by paid out is that I actually received funds either in my one of my online eCurrency accounts or directly. This does not include funds stored into the programs online account. This in no way implies that the programs listed here will continue to pay nor that the programs not listed are not worthwhile investments.

As I stated when I changed the listing format, the "Paying HYIPs" are programs that have been paying me or are long term investments that haven't had any major issues. Therefore I don't always request a withdrawal. If a program does not pay when I request it, it will be moved into the problem listing or scam bucket. Either way there would be a post stating the situation.

For privacy reasons I have limited the fields to only include the date the payment was received and the name of the program not the amount involved. With the whole eGold panic I decided to add the payout type to indicate how the money was received. Of course many programs are changing the w/d options so who knows if they will continue to pay the same way this month.

Date Paid - Fund – Payout Type
01/03/2006 - HYIPmax - direct to eGold
01/02/2006 - MWA - eGold
01/02/2005 - DadnDave - PayPal
12/30/2005 - FXIG - Bank Wire
12/28/2005 - Global Mutual - direct to eGold
12/26/2005 - KUM Pool - direct to eGold
12/26/2005 - 12Daily - MyLifeClicks - direct to eGold
12/25/2005 - HIC Shares - direct to eGold
12/25/2005 - Forex Trading - eGold
12/23/2005 - CashTwistTraffic - eBullion
12/21/2005 - 12Daily - MyLifeClicks - direct to eGold
12/21/2005 - Private Program 2 - eGold
12/21/2005 - StudioTraffic (StudioPay) - StudioPay to Checking
12/20/2005 - Private Program 4 - direct to eGold
12/20/2005 - ASMshares - direct to eGold
12/20/2005 - Private Program 5 - eGold
12/19/2005 - HIC Shares - direct to eGold
12/19/2005 - Profit Share October 2005 (6 PXP Units) - BE-Cash
12/16/2005 - Profit Share October 2005 (1 PXP Unit) - BE-Cash
12/16/2005 - MCAJ - eGold
12/16/2005 - Private Program 6 - eGold
12/16/2005 - Private Program 6 - eGold
12/15/2005 - Moorish Treasury - direct to eBullion
12/12/2005 - 12Daily - MyLifeClicks - direct to eGold
12/12/2005 - GoldenRocks - direct to eGold
12/11/2005 - HIC Shares - direct to eGold
12/11/2005 - KUM Pool - direct to eGold
12/10/2005 - HYIPmax - direct to eGold
12/07/2005 - 12Daily - MyLifeClicks - direct to eGold
12/05/2005 - Private Program 4 - direct to eGold
12/03/2005 - MPDW - eGold
12/03/2005 - Global Mutual - direct to eGold
12/03/2005 - DadnDave - PayPal

Wednesday, January 04, 2006

The end of EGold?

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By now everyone should be aware of the eGold scare. Two of the programs I am in decided to no longer accept eGold due to this. First IntGold now eGold, what is safe enough to use?

Private Program 4 has decided that everyone must switch to eBullion eCurrency. The private mailing has been updated. Interesting as I prefer eBullion but so few programs accepted it before. But as more programs change to eBullion, they might be next.

Forex-Trading has also decided to no longer allow w/d via eGold. Instead, only Bank Wire Payouts are possible. Maybe FastMarket was ahead of the game in their w/d change.

Hopefully all this will clear up and eGold will become compliant with regulations. It is just too widely used to fall so easily. Then again that might be why it is targeted. Only time will tell. Meanwhile, funds in eGold should be kept to a minimum just in case. It will be interesting to see how other programs respond. What a way to start the New Year!

Wednesday, December 28, 2005

Private Listings Updated

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Looks as if Private Program 5 may be gone. There were supposedly hacked a little while back and now their site is no more. Hopefully they will return as they were a paying program but is unlikely.

The automated private listing email has been updated. Some were not receiving these emails before. I tried to manually catch up with those but may have missed some. This problem has been corrected and if you still did not receive the email, please try again. Also the email you will receive contains all the listings so only one request is needed not one for each program.

Saturday, December 24, 2005

Getting Paid For Real

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After over a year in the game I decided to start finding ways to cashout. Some programs allow withdrawals through bank wires but most place the funds back into the eCurrency you made the initial spend with.

Getting paid to your online account is fine for stating that the program is paying but I can't spend that cash in the physical world. I only consider funds in my PayPal or bank account as liquid. As we see with IntGold, the eCurrency accounts aren't guaranteed. Unfortunately most programs do not allow spends through PayPal anymore due to chargebacks. So the only alternative is to find ways to convert the money from the eCurrency funds to actual dollars.

eBullion has built in methods for withdrawing by check or bank wire. eGold, however, does not. I have used the debit card from XL Card and the bank wire feature at The Gold Shop. Both transactions were timely and fairly inexpensive. Sadly upon creating this post I checked the XL site to discover they no longer accept eGold. This defeats the purpose of the card. I sent an email to find out more about this and to see if this will be a permanent change. Hopefully it is just temporary.

Private Listings Automated

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In order to speed response time, I set up the private program listings to be an automated mailing. When you click any of the links for a private program on the left, it will open your default email program with the address and subject line filled out. The response will be received shortly. This response is the entire private listings with my input on each. Therefore you only need to send one email.

Seems almost like a step back but with several programs going private and requiring no direct link on any public site this is the best way I could think of to share the info. This requirement has also required me to again update all my postings for the new program to go private. The private listings have been updated as well. Whenever I make an update to the private listings, I will post an update here so that those interested can email for the latest.

Surfing Update

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I have been having email discussions with a few fellow surfers regarding my decision to wind down my surfing portfolio and I figured this might be valuable info to share with others as well. As the programs drop out, I have decided not to replace them with other surfers. Unless of course a program comes by that really knocks my socks off, my plan is to participate in pools that will handle the surfing for me. The passive direction is easier and far less time consuming.

I agree that the returns can be greater by surfing various programs directly but there is more to this than just the financial risk versus reward. For me this is a daily ritual that is an annoyance. If I go away for training or vacation, I have to plan ahead to make sure there is High Speed internet access available and must allocate time to surf. There is too much money lost if you miss even one day. This surfing time is time away from family and friends. I was asked to go on a cruise and my first reaction was questioning if I could access the internet on the boat. That is when I realized I had a problem. I was a surfing addict.

Another issue involved with surfing is that members of these programs are putting a lot of crappy sites in the rotation that run scripts, cause pop-ups and install spyware and viruses onto your computer. This is not only annoying but is a threat to my other investments and privacy. For security, I do all my surfing on a laptop dedicated for just that purpose. Even then, every so often I have to allocate time to "disinfect" that laptop. I strongly suggest if you do surf, to follow this practice of having a computer just for surfing.

Just my personal thoughts.

Currently I am only active in the following:

12 Daily - so far paying without any issues. Don't know how long it will last but am riding this one out. For the holiday period I dropped my upgrades to half the previous amount.

DadnDaves - one of the few problem free programs I am in. Paying monthly w/o issues. Unfortunately they are not accepting new members till January 1, 2006. This is one of the programs that I can see surfing for the long term.

AussieEarners - this program is having payout problems and changed their policy to paying out an occasional $50. I haven't received a payout since 11/18/05. I am not putting in anymore funds, just upgrading with earnings. Hopefully this will revive soon.

4Daily - definitely a fallen program. After rebooting the program the admin has now sold it. I am in profit here and am just cycling with earnings to see how long it will last. Last payment received was 11/16/05. Expecting this program to crap out soon.

StableSurfing - program is trying to revive itself and start payouts again. It has been closed to new members since October 1, 2005. The admin seems respected and dedicated to the program and wouldn't reopen till problems are resolved. If he opens before that, it would be a very bad sign.

SurfMunkee - another program that is having problems. Their issues revolve around eGold limiting their account. This prevents upgrades and withdrawals. While I wait to see the outcome I am occasionally upgrading so the funds are not just sitting there. Without any new funds through upgrades though I don't know how they can recover. Taking a wait and see approach for now.


As for the programs I am no longer surfing:

CashTwistTraffic - program is supposed to reopen January 1, 2006 due to script problems. Meanwhile they state that members will be credited for the lost surfing days. I would have moved them to the problem listings but I received a payment from them yesterday. Hopefully they recover problem free.

StudioTraffic - blocked me from surfing and I am still waiting for my November withdrawal request from StudioPay. There are supposedly options to get unblocked but I am taking a wait and see approach. They have a good history and it is possible to recover next year. I want to see if and how they recover before actively participating.

XpertHits - program had issues on its first run and ended up rebooting themselves. I maxed out my first and only upgrade allowed. After a month of surfing I got paid my initial spend. Now this is a better way to handle problems than just closing with the cash. For me though, I see it as a loss. I spent a month actively surfing and then lost the eGold fees. Even then, if I was planning to continue in the surfing arena, I would have tried again with the renewed program. This is based only on the reputation of the admin. Since I am reducing my surfing activity and I am in this program through a pool fund, I decided against going in directly.

Hitzpay - scam program that has disappeared. Sad as I was only able to get a little less than half of my original spend out.

Saturday, December 03, 2005

Who Paid me - Nov 05

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Below are the programs that have paid out to me between 11/1/2005 to today. What I mean by paid out is that I actually received funds either in my one of my online eCurrency accounts or directly. This does not include funds stored into the programs online account. This in no way implies that the programs listed here will continue to pay nor that the programs not listed are not worthwhile investments.

As I stated when I changed the listing format, the "Paying HYIPs" are programs that have been paying me or are long term investments that haven't had any major issues. Therefore I don't always request a withdrawal. If a program does not pay when I request it, it will be moved into the problem listing or scam bucket. Either way there would be a post stating the situation.

For privacy reasons I have limited the fields to only include the date the payment was received and the name of the program not the amount involved.

Date Paid - Fund
11/29/2005 - 12Daily - MyLifeClicks
11/28/2005 - Private Program 4
11/27/2005 - Global Mutual
11/24/2005 - 12Daily - MyLifeClicks
11/23/2005 - XpertHits
11/23/2005 - CG Financial
11/22/2005 - Global Mutual
11/21/2005 - Private Program 4
11/18/2005 - AussieEarners
11/18/2005 - 12Daily - MyLifeClicks
11/17/2005 - Global Mutual
11/17/2005 - Global Mutual
11/17/2005 - Global Mutual
11/17/2005 - Forex Trading
11/16/2005 - Moorish Treasury
11/16/2005 - Moorish Treasury
11/16/2005 - 4Daily.com
11/15/2005 - ASMshares
11/15/2005 - Private Program 5
11/14/2005 - Private Program 4
11/11/2005 - FXIG
11/11/2005 - GoldenRocks
11/11/2005 - 12Daily - MyLifeClicks
11/10/2005 - Global Mutual
11/10/2005 - Global Mutual
11/07/2005 - Private Program 4
11/06/2005 - Hitzpay - pro creators
11/06/2005 - HYIPmax
11/06/2005 - XpertHits
11/05/2005 - 12Daily - MyLifeClicks
11/02/2005 - DadnDave
11/01/2005 - StudioTraffic (StudioPay)<

Wednesday, November 23, 2005

Less Surfing for me

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Third quarter problems have struck. Three of my surfing programs are having issues and these were highly rated within the surfing arena. Just goes to show that any program can fail at any time.

It seems GCISurf has disappeared totally. Their site now brings up a "This domain is parked, pending renewal, or has expired" message. On various forums you can see a post supposedly from the admin. It is very similar to the mocking, in-your-face, farewell post Invex provided. The saddest part is the amount of information various investors had thought they collected on them all turned out to be fake. This program got me for a nice chunk as there was only enough time to get one withdrawal out and I put in a larger than normal amount because of the high recommendations from various sources. Lesson to take from this one is that no matter how comfortable you feel with a program and how much information is provide, if the admin wants to scam and run, they will. Also shows NetIBA certification can be earned by scammers.

StudioTraffic has frozen my surfing abilities and the replies to my tickets are generic and no help at all. I am informed that I need to attend a conference to find out ways to get unblocked. The first week of conferences I was unable to attend. This week I submitted the times I would like to attend but I have yet to receive a response. Others were corrected through a member of the yahoo investment group I am in but she stated I could not be helped by her. To sum up her response, it basically said I was unqualified for her help and had to wait for the ticket support. It turns out they have only unfroze members with really large downlines. I am just too smalltime to count. It seems the conference will just tell me to give money back into the program or actively work in some form other than surfing. Either way I am out all these surfing days. Even though they unlocked the large players, it will be interesting to see how long payouts will take. Hopefully this is a mild setback and the program will return to normal soon. Only time will tell. Oh yeah, once I actually get scheduled for a conference I believe I have to swear to secrecy regarding what has been discussed there so I will not be able to share the info.

The third program that is having major issues is XpertHits. The admin is trying to work out the kinks and has halted signups and surfing till then. She gave everyone plenty of notice and keeps everyone informed of the status through emails. She even made the first round of payouts. These are the good signs. The bad sign is to keep members occupied while waiting to surf, she started a cycler. If you have been following my previous posts, you know I am not a fan of cyclers. If the admin wasn't a respected member of the investment group I am in, I would find this to be enough to abandon and warn others of this program. Of course, if I didn't know her, I would not have maxed out my investment there either. Hopefully she does not make me regret investing or vouching for the program. After all, how well do you really know anyone on the web?

Regardless of the reasons, these are three less programs that I am currently surfing. I don't plan on replacing them with any other programs. At least not till after the New Year.

Monday, November 14, 2005

Another Link Re-Org

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Well I changed the link categories on the right again. Not as major as last time. The Closed/Scams as well as the Cyclers sections have been removed to make room for a section called Helpful Sites:. I figure that from all the resources available everyone knows the programs that have ran. The programs that are having issues will continue to be moved to the HYIPs w/ Problems: section and a posting will be made prior to the declaration as to "Scam" or "Closed."

Cyclers are just programs destined to fail within a short period of time. If you don't get in at the beginning and enough new members join, you will not profit. I have been lucky enough to have minimized my losses but it is not worth the risk. Therefore I have decided to no longer participate in them and instead focus on programs with realistic returns or a greater chance for returns.

The new section currently contains links to other blogs that contain useful information. In time I will add links to other sites that I visit often for information. Also useful links to be added include sites necessary for new investors such as eCurrencies and exchangers I use.

To clarify the separation of "My Portfolio:"

AutoSurfing: surfing programs which are very reputable and have been paying me
Paying HYIPs: programs that have been paying me consistently or are long term investments that haven't had any major issues.
Testing HYIPs: new programs that I am trying out or programs that haven't made the long term cut yet.
HYIPs w/ Problems: programs that are currently having major issues that may deem them a scam or cause them to close.

Saturday, November 12, 2005

Paid by FXIG

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There have been questions regarding the quality of FXIG and FeederFund (guilt by association.) My experience with FeederFund has been top notch. Any issues and questions I have had have been responded to and resolved in a timely fashion. Their history and my experience with the first spends led me to invest into all their associated programs. Half of the programs they recommend I also invested into directly as well. FXIG was one of the programs I joined both ways.

The program had a few hiccups with changing banks and one week off of trading. These issues and their profits had many investors panicking. I followed my normal investing procedures and when a nice sum was available in my online account, I planned to make a withdrawal. Luckily for me they started accepting withdrawals to eGold. I placed the request on 11/3/2005 and it was rejected on 11/7/2005. They stated the reason was that my account name didn't match. After correcting this in my eGold profile I resubmitted the withdrawal request on 11/8/2005 (it was over the midnight period that this took place.) I checked my eGold account today and the money was received on 11/11/2005.

I have received more than my initial spend back and my online account is still higher than when I started. Now, just playing with their money and watching it grow.

Thursday, November 10, 2005

Can't Surf w/ StudioTraffic

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The email I received regarding some not being able to surf is below. I am of course lucky enough to be affected and already submitted a ticket. Let's see what happens now. This is not a good sign and a bad way to start the holiday HYIP season.

~~~~~~~~~~
"Dear Members,

With the recent closure of our second USA office we are unable to process your payouts requests in a timely manner. We can only make 3 files per day via bank transfer and this is just not enough to keep up with the demand of USA members.

For those of you with withdrawal requests pending from Studiopay you will be emailed with an expected payment date of your outstanding request. We will try to schedule all payments for within a week or two.

We are implementing a new payment system and need time to get it established and tested. While we are doing this we cannot continue to process this large number of requests also.

To reduce the workload, and speed up this new system, we might stop engaging surfing services for some members. In doing so, it allows us to expand our current office, add in more staff and automation to it. Our mini payment processing unit will also be ready by then. Our goal is to prevent confusion and 'complaints' from impatient members,and to allow us sufficient time to improve our current infrastructure.

If you really need to surf now, please submit a ticket and let us know so we can arrange it. However, please give us a week to a month to make arrangements.

Looking forward to 2006.

Regards

John Horan
Studioprograms"

Friday, November 04, 2005

Who Paid me - Oct 05

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Below are the programs that have paid out to me between 10/1/2005 to today. What I mean by paid out is that I actually received funds either in my one of my online eCurrency accounts or directly. This does not include funds stored into the programs online account. This in no way implies neither that the programs listed here will continue to pay nor that the programs not listed are not worthwhile investments.

As I stated when I changed the listing format, the "Paying HYIPs" are programs that have been paying me or are long term investments that haven't had any major issues. Therefore I don't always request a withdrawal. If a program does not pay when I request it, it will be moved into the problem listing or scam bucket. Either way there would be a post stating the situation.

Now I have been thinking of a way to post the programs that have been paying me. I figure I will try this method and see how people feel about it. For some privacy I have limited the fields to only include the date the payment was received and the name of the program.

Paid Fund
11/02/2005 - DadnDave
11/01/2005 - StudioTraffic (StudioPay)
10/31/2005 - 12Daily - MyLifeClicks
10/31/2005 - Private Program 4
10/31/2005 - FTMWithdrawal - FastMarket
10/28/2005 - Global Mutual
10/27/2005 - GlobalVantage
10/24/2005 - Private Program 4
10/24/2005 - Global Mutual
10/23/2005 - Chronocity - SurfMunkee
10/23/2005 - 12Daily - MyLifeClicks
10/21/2005 - Global Mutual
10/20/2005 - MCAJ
10/20/2005 - 12Daily - MyLifeClicks
10/17/2005 - Private Program 4
10/15/2005 - GCIsurf
10/15/2005 - Moorish Treasury
10/12/2005 - Rawland Group
10/10/2005 - 12Daily - MyLifeClicks
10/10/2005 - Private Program 4
10/09/2005 - Global Mutual
10/09/2005 - Global Mutual
10/09/2005 - Private Program 5
10/07/2005 - 12Daily - MyLifeClicks
10/07/2005 - FeederFund - FXIG
10/05/2005 - Global Mutual
10/03/2005 - DadnDave
10/03/2005 - Global Mutual
10/03/2005 - FTMWithdrawal - FastMarket
10/03/2005 - Private Program 4
10/02/2005 - HYIPmax

Comment Spam

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Well it is time for some posts. First off I have to make some undesired changes to the template of this blog. People have been spamming using the commenting feature. Example: "mazz" and "hoki" are the same person who goes by the identity "Joe Thomas" and have been going to town lately.

Now it is possible that he does exist but it is not likely. After all who would really post under two ids the same message with a different program? There are others as well and I have been deleting the ones that have no relevance. I don't mind some advertising if it can be of benefit to others but it should be on topic.

So now I have to implement word verification and comment moderation to try and control this. I get an email everytime someone comments and would post if it was necessary. I feel it is still of some value so I plan to hold on to the feature for now hoping the changes will prevent the majority of the foulplay. Let's see how it works.

Sunday, October 16, 2005

Surfer mini-Update

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GCIsurf: paid me yesterday directly to my IntGold account. They have re-enabled surfing but have the minimum requirement set to 10 sites. This will be increased back to 40 when the work on their second server is completed.


XpertHits: responded on Thursday about half an hour after I posted and surfed. The admin had some problems of her own but responded to all my emails and the online support request. She informed me that the upgrades are handled manually and she updated her site accordingly. The FAQ page now states: "Please note that all upgrades are MANUALLY checked so please be patient when viewing your stats as upgrading sometimes takes up to an hour or more if we have a lot of members to upgrade. Please do NOT email support requesting a reply on this, only do so if you haven't received your upgrade in 8 hours."

Her response was well within 8 hours and very pleasant. As I stated before, I am pretty confident in this program. Because of this I am already maxed out on Upgrade Units. By the way she has also corrected the upgrade lifespan everywhere to indicate 30 days. If there are any issues that you feel she should be aware of, use the "Contact Us' webpage to let her know. She seems very interested in making this work.

4Daily: due to overall consensus, I have moved this program into the problem listings. Most would say it belongs in the scambucket. I was in profit when they did the reset but I can understand everyone's complaint. The admin definitely did not handle this correctly. He should have given a timeline and advance notice before such drastic changes. I had only put in $8 of my own funds into the program and built my account through compounding. Whether you put your own funds or used compounding, all the surfing done was for free. My account was dropped to four dollars and everything was zeroed out. An excellent point was made, "Who is to say he won't do it again?" I cannot and therefore had to relocate his program. I will follow my typical procedures and pull the returns before compounding while continuing to surf the program. Unfortunately though, I do not recommend this program to others.

Thursday, October 13, 2005

Two Surfers added

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Well I added am testing out two new autosurfers.

Hitzpay:
Paid Automatically on the 15th
Free $10 Cash & 100 Credits to Join
Earn 2% Per Day
Earn up to $200 Per Day
Upgrade with $10 or More
Upgrades Last for 180 Days
$20 Minimum Cash-out

XpertHits:
Paid twice a month.
Free $10 Cash & 100 Credits to Join
Earn 4% Per Day
Upgrade with $10 or More
Upgrades Last for 30 Days ??
10% Referral Commission

Hitzpay: came pretty well recommended and was added as it complies with PayPal. Hopefully this will start increasing my funds there. So far it is okay but the surfing requirement is 100.


XpertHits: was added as it is a new program started by a respected member of an investment group I am in. Unfortunately since it is new there are still bugs present. As you see above there are questions marks next to the length that upgrades last as there is a discrepancy. On the home page it states they last 30 days but on the spend page it states 15. Speaking of spends, my upgrade spend did not work correctly and has not been corrected in time for me to surf as an upgraded member today. Granted I sent an email to the admin at 12:19 with the eGold spend details and it is only 4:40pm but I have to leave for work. As I surfed as a free member I will be losing 1 day of the upgrade. I tried to send the details through the "Contact Us" link on the webpage, but there are problems there as well.

I am pretty confident that this program will develop nicely but realize that as it is a new program there are issues that need to be ironed out. The deciding factor is how well the admin responds to the issues. By the way, I have requested that if the upgrade is for only 15 days to reimburse my spend. It is very unlikely to be 15 since that would not be enough time to make any profits.

Wednesday, October 12, 2005

PXP added

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My Global Vantage was expiring next month and rather than paying to extend it I figured I would purchase 6 units for the ProjectX Pool (PXP) and get the lifetime membership at Global. This kills two birds with one test spend.

Global has been around for a while and there is mixed opinions on them as their returns are low and they do have losing months. I am not ready to quit on them just yet and rather waste my money on fees I like the idea of using it for a fund. Either way the money is considered lost in my eyes but at least this way there is a chance of getting some (hopefully all + some) back.

My Privates (programs that is)

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As many already know, I have added the private programs that I am in to the links on the left. Each link will generate an email to request the info for that program. In order to speed response time, the list of Privates will be sent in response.

This change was generated when one of the Privates actually called it to my attention that they did not want mention on any public sites. I was honored that my blog was even noticed but to be compliant, I had to remove the posting regarding them and the link to their site. So as much as I was trying to get away from emailing lists and updates, looks like it will resume. I will post here if I make any changes to the private list.

First modification made today. Private Program 4 is increasing their minimum from $1000 to $5000 on October 16, 2005. This is not a good sign and requires potential investors to be cautious.

Tuesday, October 11, 2005

Rawland paid but recommends Golden Futures

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To my surprise, my check arrived today from Rawland Group for my withdrawal of the Purchase #3 property profits. I was planning to go in for another round but there were an interesting message waiting for me in the member's area. "Investment properties on the Gulf Coast have slowed dramatically due to the recent wave of hurricanes. To allow those that have lost their homes to rebuild, Rawland Group does not intend to pursue investments on the Gulf Coast. While we investigate new possibilities, your funds will sit in our bank account...doing nothing for you. We suggest you transfer the funds to Golden Futures and allow them to work for you until we find a new suitable location for investment."

It seems they set up an agreement with another program, Golden Futures (username: "spj20p"). Golden Futures is supposedly a reputable organization with 10 years collective experience in Commodities trading. Rawland pre-created accounts for members who joined on or before September 27th. Note that Golden Futures is not operated by the Rawland Group staff, however, they endorse it.

They have two programs. One with a minimum of $50 that is similar to ITS. You purchase shares in the Commodity Pool while they trade. The other option is to have access to their trading diary so you will now how to trade in the commodities market the next day.

I went ahead and made a test spend. Hopefully it works out.

Monday, October 10, 2005

4Daily Revival?

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Looks like to get back on track 4Daily is going to start from scratch. All accounts are to be reset and the program will start anew. Below is some points regarding the changes. Hopefully this will work out. I will stick it out at least till the end of the year to see how everything turns out.
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"4Daily.com will be offline all of Oct 11. The site will restart with new rules and terms on October 12. All current upgrades (paid from outside) will restart on October 12. Full payouts under new rules will resume in November. Current cash will be reset to zero.

1. Free accounts will receive a free $4 bonus upgrade and 40 credits for joining. You cannot compound or take your earnings out in cash unless you first buy at least one $4 upgrade with your own cash.

2. Earnings for surfing will remain at 4% per day for viewing 40 sites, but for 30 DAYS instead of 50 days. Note that the existing current upgrades will also have a life of 30 days, from Oct 12.

3. Credits earned for surfing will be halved to 1 for each 2 sites viewed (1:2).

4. You may upgrade your own account with your Cash Balance (compounding) only ONCE PER MONTH. You can upgrade with outside funds anytime for any amount up to our maximum level of $10,000.

5. Payouts will continue to be processed on about the 15th of each month. There will be no payout on October 15 because everything will be reset. Upgrades will expire after 30 days, so payouts will be available on or about November 15.

6. To be eligible for payout, you must have at least $40 in your Cash Balance and at least $4 in your member level. We will only pay to accounts that have one or more CURRENT upgrades.

7. A fee of 4% will be deducted from cash payouts to recover processing costs. This fee will not apply to upgrades from earnings.


Also, we will be introducing 2 new auto-surf sites in coming weeks. One will be a very conservative, 1% a day site with a limited money back guarantee. It will be aimed at users with a low-risk, longer term profile. The other site will pay you even if you cannot surf! You can earn 2% a day when you surf and 1% a day when you can't. It will fill a need in the market for users who have a life outside surfing!

So 4Daily will become a group of 3 auto-surf sites. Accounts with the new sites will be created automatically for all active 4Daily members. Effectively, you will be in on the ground floor of 3 sites with different markets, an admin who you know, and all of their growth ahead of them. And your current downline will be with you.

The funds of each site will be held separately from the others, so if one should fail because of market conditions, the others will not be affected. The group will add strength to each of the sites."

Saturday, October 08, 2005

Surfer Update

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Weird thing is I actually don't like these programs since they require a daily commitment to maximize your profits. You don't surf, you don't get paid (few exceptions.)But overall they are consistently paying and are a valuable addition to my portfolio.

12 Daily: decided to test the waters here and am happy I did. The return is extremely high so I started small. This program has consistently paid me within 9 days after upgrade expiration. During server downtimes they continued with payments and gave credit for surfing. Still dangerous due to the high rate of return so pull profits quickly. No telling when they will close but they don't show any signs of it yet.

4Daily: a lot of issues here with payouts. It seems the admin is trying his best to keep the program alive. Unfortunately he is adjusting the payouts to accomplish this. One month he adjusted the rate, next month he paid a minimum cap, this month it seems he is paying a minimum cap only to those who are not in profit. This month he also did away with allowing multiple accounts. While these actions are not pleasing to most, I have to give the guy credit. He is not running and month after month he is trying to help those who are not in profit while keeping him program alive. What does this mean to me? It is no hassle for me to surf 40 sites/day to see what will happen with the program. I don't expect to be paid for quite some time though as I have been in the black since May. Any interested investors should wait to see how everything irons out before joining.

GCIsurf: due to some highly regarded recommendations I decided to add this to my surfing list. 2% for 40 sites/day is a reasonable rate and the program seems to be running smoothly. I joined this program last month and should be getting paid this month. That will be the true test. While work was being done, surfing was either to a reduced # of sites or the simply placed a button to credit the account for that day. The program is also certified by NetIBA so we know the admin isn't hiding. Definitely good signs.

DadnDaves: 1% for 80 sites/day. I have received two cashouts since joining at the end of July this year and the program has been consistent in updating and paying members. The latest change there is that cashouts must now be requested. All news is shared with members on the main member page. As per admin, the mass emailing wasn't working as many members either were not receiving them or not reading them. I am pleased with this program and rate it pretty high.

SurfMunkee: has been around for a while and I have yet to hear any real complaints about this program. Different rates as per package you purchase. I am "King Kong" at 4% daily. Another nice feature is that your upgrade level never expires. The catch is that there is a monthly subscription to keep your membership level. I had the subscription set up through Paypal but they stopped using it so when my re-up date comes up next I will have to see how they plan on handling it.

StudioTraffic: one of the most famous and oldest surfing program that I am a member of. Paying quickly and consistently to StudioPay and then within the month to my checking. They take some time to get the money out of their StudioPay but they do pay. It is hard to have a problem with the delay since depositing and compounding your StudioTraffic account is retroactive to the first of the month. I have been in profit with them for quite some time. This is the only program I am in that still allows multiple accounts. A great feature is if you don't want to surf, you sponsor can surf for you. You receive a reduced rate of return but are paid just for being a member. Remember your sponsor needs to surf daily to fully reap the rewards. Definitely number one in my surfing portfolio.

AussieEarners: a nice consistently paying program. Payments and compounding have been put have been adjusted to try to keep the program alive but she keeps members informed by updating news on the main member page as well as in the forum. The latest cashout adjustment is to pay multiple times throughout the month at $50 per cashout. This is supposed to ensure a more even spread at a quicker pace. I have enough faith in the program to continue to compound so that my account stays active and continues to earn. I have been receiving the automatic monthly cashouts.

CashTwistTraffic: a 1% for 50 sites/day program that has been paying me consistently since I started. The admin has been very responsive to emails and helping resolve member issues. I joined in June and have made a 3 withdrawal requests. Payment have been received within 5 days everytime. There is a 5% w/d fee and the admin has temporarily increased the minimum cashout to $50. Due to this increase I was unable to withdraw last months earnings which would have moved me into the black. The admin keeps members informed of everything through emails. Definitely a worthy addition to a surfing portfolio.

StableSurfing: lots of problems here. After being closed for almost two months, the admin has decided to not allow new members and payouts is not expected to resume till December at the earliest. Don't know how long this one will last as he is still promoting the PlexPay scam on the main page.

Cycler Update

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Let's start with the easiest section to update – Cyclers.

I am not liking these programs. I have relocated the entire section to just above the "Closed/Scams" and below the "HYIPs w/ Problems" sections. Mainly because this is how they rank in my book. The problem with these programs is that you have to get in early and they require constant new membership to make payout. So they push people to get referrals. I am not big on referrals. If you like a program listed here and want to join, then you should join. If you don't, then don't. It is your money and you are responsible for it. I just offer a place to share my experience in these programs with others. This blog also makes for a convenient way to access programs when away from my pc.

Anyway cycle times just continue to increase and I have no desire to try to time these programs.

AAN: I got into this one when it was all the rave and cycling daily. Finally followed the crowd and joined in the end of Aug only to get in when cycle times skyrocketed. They sounded good to. In order to control cycle times the are subscription based so funds are always coming in. I have yet to cycle and they split the program into a new and old. I was not going to put more money in. Fool me once.

Reality Cycler: sounded so good. Paid 3 times so I am in profit with this one but cycle times were initially stated to never exceed 30 days. My last projected cycle time is now 93 days and counting.

PIN: paid once so I broke even (minus eGold fees). But since May 15, escalator status pending.

YMMSS: joined this one back in the end of January and have never cycled. The hype was huge and I was still learning. Estimated Commission date has increased to next year.

Moral of the story - cyclers are just not reliable nor consistent and will remain ranked low. Many people have made good money from them. I am not one of them. I would have to have spare money laying around to gamble away in order for me to test another one of these. No matter what they will remain ranked just above "Closed/Scams."

Overdue for an update

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Well it has been a while since I have posted some new info. I have been attempting a huge update with a synopsis of the programs along with some sort of ranking system but every time I start it takes me in a different direction. I used to check every program (except my daily surfers) at least once a week. With other things going on in life it has been extended to average once every two weeks. Then when trying to accumulate all the updates, I go into all the programs and start getting drawn into many different directions.

The good news is that there haven't been any major changes that required a post. I have added few new programs which I will add to the "Testing" section. Swiss Hedge and Hourly Return have moved from "Testing" to "Closed/Scam." Also joining the "Closed/Scam" is Global Venture Club which was previously in the "HYIPs w/ Problems."

The most important thing is that all the programs listed in the "Paying" section still remain there. This makes me quite happy with my status in this arena. Granted there are no guarantees that they will remain this way but it does make me quite comfortable with my portfolio. If any of these programs were to get relocated to the problems or closed/scam section, I would definitely post. This is one of the reasons I recommend readers to subscribe to the blog. That way when an update is made you will be kept informed.

One of the reasons I got into this was not to be tied to the pc all the time but rather to join some quality programs that would provide a continuous flow of cash to enjoy life. If enough programs remain in the paying section, there will be more freedom for me.

Anyway let's start with the updates as I have some time now. There are several hours till I need to get to work. The weather here is crappy. And I have most of the stuff already set up.

Sunday, September 11, 2005

Rawland lives

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Rawland Group has surprised me with actually dispursing the funds from the purchase back in May. I placed a test withdrawal to see how long that takes. Withdrawal requests are processed the first week of every month. Payments are via bank issued check and mailed so it could be a while. Meanwhile I will probably go in for a piece of their next property purchase.

Account Transactions
Apr 01, 2005 @ 23:25:52
Deposit: Paypal #0SV55544S82584453
150

Apr 01, 2005 @ 23:25:52
Transaction Fee: Paypal #0SV55544S82584453
-4.65

May 01, 2005 @ 23:25:20
Transfer: Purchase Allocation, #3
-145.35

Aug 25, 2005 @ 23:45:41
Transfer: Purchase #3 Sale Dispursement
167.42

Sep 11, 2005 @ 19:29:12
Withdraw Pending
-167.42