Investment Opps

Who Paid Me - Aug 06

2006-09-18T13:58:00.000-05:00

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Below are the programs that have paid out to me between 8/1/2006 and today. What I mean by paid out is that I actually received funds either in one of my online eCurrency accounts or directly. This does not include funds stored into the programs online account. This in no way implies neither that the programs listed here will continue to pay nor that the programs not listed are not worthwhile investments.

"Paying HYIPs" are programs that have been paying me or are long term investments that haven't had any major issues. Therefore I don't always request a withdrawal. If a program does not pay when I request it, it will be moved into the problem listing or closed/scam bucket. Either way there would be a post stating the situation.

For privacy reasons I have limited the fields to only include the date the payment was received, the name of the program not the amount involved.

Date Paid – Fund
09/03/2006 - ASMshares
09/02/2006 - HIC Shares
08/29/2006 - 12by12daily
08/21/2006 - HIC Shares
08/13/2006 - 12by12daily
08/12/2006 - 12by12daily
08/08/2006 - HIC Shares
08/06/2006 - Private Program 2
08/04/2006 - XpertHits- XH refund
08/01/2006 - HYIPmax

Private Program 2 revamped

2006-08-06T11:24:00.000-05:00

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I received several emails informing me of problems with my invitational code which spurred me to look into Private Program 2. I knew they were undergoing a major facelift and was patiently waiting for everything to get completed before checking my account. When I was unable to login to the new site, I submitted a support ticket. Even though they have not responded to my support request, I was able to activate my account with the new site. The pleasant surprise was that I found my account has been accruing interest all this time. The final test is underway though. I have placed a withdrawal request so if that comes through then I know everything is back to normal. I have to admit that the new site is more professional and easy to use than their old one. The automation of the withdrawal and rollover process makes it convenient as well. It seems like the site is still under construction as some pages are not totally complete. I believe the support system is one of the features that are still in progress. The old forum is still accessible and there are plenty of updates and support issues covered there. I should have checked there before submitting the support ticket. Anyway, as long as they continue to pay I am happy.

Who Paid Me - Jun & Jul 06

2006-08-06T09:17:00.000-05:00

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Below are the programs that have paid out to me between 6/1/2006 and today. What I mean by paid out is that I actually received funds either in one of my online eCurrency accounts or directly. This does not include funds stored into the programs online account. This in no way implies neither that the programs listed here will continue to pay nor that the programs not listed are not worthwhile investments.

"Paying HYIPs" are programs that have been paying me or are long term investments that haven't had any major issues. Therefore I don't always request a withdrawal. If a program does not pay when I request it, it will be moved into the problem listing or closed/scam bucket. Either way there would be a post stating the situation.

For privacy reasons I have limited the fields to only include the date the payment was received, the name of the program not the amount involved.

Date Paid – Fund
07/28/2006 - ASMshares
07/26/2006 - Profit Share 05-06/2006 (6 PXP units)
07/24/2006 - HIC Shares
07/20/2006 - Profit Share 05-06/2006 (1 PRX unit)
07/17/2006 - AAInvestors2
07/17/2006 - AAInvestors Group Account
07/09/2006 - HIC Shares
07/04/2006 - Private Program 3
06/28/2006 - HIC Shares
06/27/2006 - ASMshares
06/13/2006 - HIC Shares
06/09/2006 - HYIPmax
06/08/2006 - UdachuFund
06/07/2006 - Private Program 7
06/02/2006 - Private Program 6: AP5
06/02/2006 - Private Program 6: AP6

Brief Hiatus

2006-08-06T08:59:00.000-05:00

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Life has been a little hectic recently so I became more passive than normal these last two months in this arena. On my routine checks on the programs I am in, I have noticed some issues that I will post about. Some of the programs were undergoing maintenance and have not returned on schedule. Sadly some of these programs were considered quite stable. Some have returned but others have yet to reply to my support requests. Before I get into these programs, let me cover the programs that have paid me.

12Daily clone by DadnDaves

2006-07-13T14:19:00.000-05:00

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In the previous post I stated I was down to one surfer but then DadnDaves decided to open another surfer to help their business. They decided to copy the 12Daily model and designed 12by12daily. Although I was planning to close up in the surfing arena, given that DadnDaves has been one of the old stable ones, their new program should be around long enough to pull some nice profits, I am back to two surfers. The reward seems worth the risk so I figured I would go in for a small test spend. Below are the details of the program as posted on the site:

- The business plan is unashamedly modelled on the most successful Autosurf site ever, which took the autosurf world by storm for over 12 months, and would have continued to do so, if not for problems with payment processors.
- We have learnt from their mistakes and will only accept one reliable processor, e-gold.
- surf only 12 sites by 12 days and earn 12% daily
- Automatic payouts
- 12% referral commission

XpertHits Closed Again

2006-07-13T14:03:00.000-05:00

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I was down to only one surfer after XpertHits decided to close up shop. This was an unfortunate turn of events after the admin kept members thinking they were definitely returning after some sever downtime. Even now the site states they will be retuning soon. You would expect at least the announcement be on the site stating the closure. Instead they sent out the details below via email:

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"After careful thought and consideration I have decided to close XpertHits Advertising in it’s present form.

I will start refunding everyone not in profit the month of August and continue monthly until everyone is in the black. This might take as long as 6 months, I hope not though.

While I would have liked to continue XpertHits Advertising in its current form, financial considerations prevent me from doing so.

I hope you all will be patient with me while I start the refund process. I will do my best to refund everyone as quickly as possible.

Thank you all for advertising with XpertHits."

Who Paid Me - May 06

2006-06-15T12:29:00.000-05:00

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Below are the programs that have paid out to me between 5/1/2006 and today. What I mean by paid out is that I actually received funds either in one of my online eCurrency accounts or directly. This does not include funds stored into the programs online account. This in no way implies neither that the programs listed here will continue to pay nor that the programs not listed are not worthwhile investments.

"Paying HYIPs" are programs that have been paying me or are long term investments that haven't had any major issues. Therefore I don't always request a withdrawal. If a program does not pay when I request it, it will be moved into the problem listing or closed/scam bucket. Either way there would be a post stating the situation.

For privacy reasons I have limited the fields to only include the date the payment was received, the name of the program not the amount involved.

Date Paid – Fund
06/13/2006 - HIC Shares
06/09/2006 - HYIPmax
06/08/2006 - UdachuFund
06/07/2006 - Private Program 7
06/02/2006 - Private Program 6: AP5
06/02/2006 - Private Program 6: AP6
05/28/2006 - ASMshares
05/24/2006 - HIC Shares
05/20/2006 - WiredSurf
05/19/2006 - 4x-club
05/18/2006 - Profit Share 03-04/2006 (6 PXP units)
05/17/2006 - Profit Share 03-04/2006 (1 PRX unit)
05/15/2006 - Moorish Treasury
05/15/2006 - Moorish Treasury
05/09/2006 - SDS
05/09/2006 - HIC Shares
05/04/2006 - XpertHits

4X-Club is no more

2006-06-07T12:06:00.000-05:00

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Another stand up program had to close. They were nice enough to liquidate positions and payout members. I was going through my program portfolio and noticed that I couldn't log into the site. I sent an email to the admin and received the response below. It was a nice feeling to see the funds in my eGold account from this program.

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"Hello Members:

Please check your e-gold account for your account liquidation payment.

Members have withdrawn heavily after the share drop, therefore we feel a liquidation is in the clubs best interests.

If you are experiencing difficulty logging on, it may be because your account has been paid out, or it is in the process.

Please allow us until approximately June 15th to process all accounts before e-mailing us.
We are working as quickly as we can.

Thank-you
4x-Admin.

Refco explanation:
Regarding the Refco bankruptcy situation we've reflected the loss in our share price.
Refco is the brokerage where the majority of our FX account funds were being traded.
http://www.refcofx.com/email-us-2.htm

http://www.refcofx.com/

Again, please allow us until approximately June 15th to process all accounts before e-mailing us."

And then there were 3 (Surfers)

2006-06-07T11:51:00.000-05:00

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Finally I have decided to remove AussieEarners from my Portfolio. This was one of the older programs that were keeping me surfing daily. The payout being limited to random $50 was bad enough but now that months have went by and no payments have been made, it is time to jump ship. This was the surfer that was taking the most time to surf and had the most problem pop-ups.

The remaining surfers I am active in are:
DadnDaves: an old faithful program that has paid many times over. With the minimum cashout at $50, I compound some and withdraw the rest. This is the program that has kept me in the surfing arena. They have recently reopened their doors for new members. Not sure if this is a good sign or not but they have been in the game for a while and have been paying consistently. 10 sites to surf and the return is 1% daily for 400 days.

Wired Surf: relatively new program I added back in March. They have been paying consistently and even while the program was down briefly due to problems, members were paid for the downtime. 10 sites to surf and the return is 15% daily for 9 days.

XpertHits: revised program. I was a member of the original program then after surfing for a month when payout time came, the admin ran into problems and refunded everyone's initial spend. She then re-opened the modified program with a variable return rate and people were swearing by it. When I was reevaluating surfer programs to add, I figured this would be worth a test spend. It was a rough start for the program but since I have been in, I have received three payments. 15 sites to surf and the return is 1% daily for 180 days.

Moorish Treasury

2006-05-15T20:51:00.000-05:00

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As listed in my monthly paid post, I actually received my pending payments from Moorish TIG. Even though I am very happy getting paid, I can't get over the three month delay and lack of response from the admin. The listing will remain out of my portfolio and I will not be reinvesting with them.

Who Paid Me - Apr 06

2006-05-15T20:47:00.000-05:00

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Below are the programs that have paid out to me between 4/1/2006 and today. What I mean by paid out is that I actually received funds either in one of my online eCurrency accounts or directly. This does not include funds stored into the programs online account. This in no way implies neither that the programs listed here will continue to pay nor that the programs not listed are not worthwhile investments.

As I stated when I changed the listing format, the "Paying HYIPs" are programs that have been paying me or are long term investments that haven't had any major issues. Therefore I don't always request a withdrawal. If a program does not pay when I request it, it will be moved into the problem listing or closed/scam bucket. Either way there would be a post stating the situation.

For privacy reasons I have limited the fields to only include the date the payment was received, the name of the program not the amount involved.

Date Paid – Fund
05/15/2006 - Moorish Treasury
05/15/2006 - Moorish Treasury
05/09/2006 - SDS
05/09/2006 - HIC Shares
05/04/2006 - 1mdc assets
04/30/2006 - MWA
04/28/2006 - WiredSurf
04/28/2006 - DadnDave
04/25/2006 - ASMshares
04/16/2006 - HIC Shares
04/13/2006 - HYIPmax
04/09/2006 - Profit Share Feb. 2006 (6 PXP units)
04/07/2006 - MWA
04/07/2006 - Private Program 8
04/06/2006 - Profit Share Feb. 2006 (1 PRX unit)
04/05/2006 - XpertHits
04/03/2006 - HIC Shares
04/02/2006 - HYIPmax

Not forgotten

2006-05-15T20:41:00.000-05:00

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I have not forgotten those that have asked about referrals to Private Program 8. They have been having problems with DDOS attacks. The best bet is to wait and see if they recover successfully and they make another round of payments before even considering taking the leap. I will post here when I receive another payment from them.

MWA has closed

2006-05-15T20:39:00.000-05:00

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Sad to see the quality program MWA go as they had such promise and were paying members consistently. Even on their way out they refunded members by splitting the available funds between all the members. Below is the email they sent:
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Dear Members,

It's been a hard month. We've encountered various problems, not least of which: one of the MWA co-founders has left. This has left MWA in the uncomfortable situation where things are just not moving forward like they should. After long discussions, we have decided to close MWA for good. Now before you panic, check you e-gold account, almost everyone has been refunded their initial deposit(s) (if you haven't received payment see the note further below).

In addition, we have taken the remaining available funds in the MWA portfolio and split that evenly between all members (calculated against your deposit size) and added this to the refunded amount. In this way, no member has made a loss, everyone should have at least a small profit (unless you deposited in the last cycle, then you will only receive a refund).

*IMPORTANT: Three e-gold accounts we tried to pay were blocked, if you have not received your payment please reply to this email right away with subject line "Payment Not Received" and in the body include the e-gold number to pay to, your previous e-gold number, the email address registered with MWA, and your date of birth (so we can verify your details).

*Note: There are a few more accounts we need to pay, please contact us if you haven't received payment yet. We are working to have all payments paid ASAP. 90%+ are paid.

Due to some significant investment losses this month and last, the percentage profit made by all is not as high as we'd hoped. We do, however, still have a couple investments tied up on which we are waiting. These investments are from the higher risk spectrum of the MWA portfolio. If or when these payments are received we will split the profit, again, evenly among members and you will receive another e-gold payment.

It has been a great experience for all of us, but we hope you understand that continuing MWA at this point would lead to much greater complications.

Sincerely,
Mutual Wealth Alliance

New Private Addition

2006-04-16T00:52:00.000-05:00

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Private Program 8 - Well it is not really new but recently gone private. They are accessible through a private pool program but will be allowing friends and family of existing members to join. If interested email me so I can invite you. There is a limited number permitted and the minimum investment is high so only ask if you are willing to take the high risk

The private listings have been updated.

Who Paid Me - Mar 06

2006-04-16T00:23:00.000-05:00

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Below are the programs that have paid out to me between 3/1/2006 and today. What I mean by paid out is that I actually received funds either in my one of my online eCurrency accounts or directly. This does not include funds stored into the programs online account. This in no way implies neither that the programs listed here will continue to pay nor that the programs not listed are not worthwhile investments.

As I stated when I changed the listing format, the "Paying HYIPs" are programs that have been paying me or are long term investments that haven't had any major issues. Therefore I don't always request a withdrawal. If a program does not pay when I request it, it will be moved into the problem listing or closed/scam bucket. Either way there would be a post stating the situation.

For privacy reasons I have limited the fields to only include the date the payment was received, the name of the program not the amount involved.

Date Paid - Fund
04/13/2006 - HYIPmax
04/09/2006 - Profit Share Feb. 2006 (6 PXP units)
04/07/2006 - MWA
04/07/2006 - FXIG
04/06/2006 - Profit Share Feb. 2006 (1 PRX unit)
04/05/2006 - XpertHits
04/03/2006 - HIC Shares
04/02/2006 - HYIPmax
03/31/2006 - Phoenixsurf
03/22/2006 - WiredSurf
03/19/2006 - Private Program 6: AP4
03/19/2006 - Private Program 6: AP6
03/19/2006 - Private Program 6: AP8
03/19/2006 - Private Program 6: AP3
03/19/2006 - Private Program 6: AP7
03/18/2006 - HIC Shares
03/16/2006 - Private Program 6
03/16/2006 - XpertHits
03/08/2006 - MPDW
03/07/2006 - HIC Shares
03/05/2006 - HYIPmax
03/03/2006 - Phoenixsurf
03/02/2006 - Private Program 3

FXIG & PP6

2006-04-12T14:34:00.000-05:00

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FXIG is now closed to new members. Their site is supposedly under Denial of Service attack. There has been a lot of doubt regarding the validity of this program. All I can say is that this program has been very good to me. I joined in June of 2005 and have since placed 4 withdrawal requests. All were completed within a matter of days. My last withdrawal was received last Friday, two days after the request.

If you are already a member of Private Program 6, you can still invest into this program. I am invested both directly and through PP6 and have been paid both ways. Unfortunately, if you are not already a member of PP6, they are also closed to new members.

For PP6 members, there have been some changes you need to be aware of. Login and check the news section for April 7. My automated private listing email has been updated accordingly.

Changes in my Portfolio

2006-04-12T13:39:00.000-05:00

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The following have been removed from the listing as I considered them Undesirable:
Official Surf House: I was not liking the large surfing requirement and the short upgrade lifetime. After evaluating the returns, I decided to remove this program.

PhoenixSurf: they did pay but went to manual surfing. I tried it out but it was just too much work. Much more time consuming than the auto-surfing programs. If you have the time and patience, they may be worth trying out as they were paying consistently.

The following have been removed from the listing as they can be considered Closed/Scams:
AutoSurf77: recently added and I was not even able to get a chance to request a withdrawal before the site was replaced with a directory listing.

Moorish TIG: sent two emails regarding missing payouts and have yet to receive a response. He may have had delayed payouts in the past but he had always kept communication lines open. Even though the site is up, the lack of response indicates a closed/scam program.

CG Financial Ltd.: another program that had reasonable returns and was paying consistently. Site has been down for too long and no communication with any type of explanation. Because the returns were low, they were able to leave with some of my cash. Good thing my investment was minimal.

The following have been relocated to the HYIPs w/ Problems section:
Prosperity Club: I have yet to receive any notifications regarding this program. If the admin responds to my email, I will move this back to the Testing section. I have seen others promoting a program with this name but a different email address. This is not a good sign.

PrivateOpps: on my routine HYIP programs check, I have been unable to access the site and have not received any notification of any problems that they expect to be having. Hopefully this is temporary as they were regarded as a quality program in various forums. But, as usual, I am not holding my breath.

Udachu Fund: the website has been down but they have been emailing me my investment updates. I have not requested a withdrawal yet so till then I will keep it listed under the Problems section.

Who Paid Me - Feb 06

2006-03-16T14:30:00.000-05:00

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Below are the programs that have paid out to me between 2/1/2006 and today. What I mean by paid out is that I actually received funds either in my one of my online eCurrency accounts or directly. This does not include funds stored into the programs online account. This in no way implies neither that the programs listed here will continue to pay nor that the programs not listed are not worthwhile investments.

As I stated when I changed the listing format, the "Paying HYIPs" are programs that have been paying me or are long term investments that haven't had any major issues. Therefore I don't always request a withdrawal. If a program does not pay when I request it, it will be moved into the problem listing or scam bucket. Either way there would be a post stating the situation.

For privacy reasons I have limited the fields to only include the date the payment was received, the name of the program not the amount involved.

Date Paid - Fund
03/08/2006 - MPDW
03/07/2006 - HIC Shares
03/05/2006 - HYIPmax
03/03/2006 - Phoenixsurf
03/02/2006 - Private Program 3
02/27/2006 - GoldenRocks
02/21/2006 - HIC Shares
02/21/2006 - Profit Share Dec.2005 / Jan.2006 (6 PXP units)
02/19/2006 - ASMshares
02/16/2006 - Profit Share Dec.2005 / Jan.2006 (1 PRX unit)
02/14/2006 - AAInvestors Group Account
02/13/2006 - GM VCShares
02/10/2006 - GoldenRocks
02/09/2006 - CG Financial
02/06/2006 - HYIPmax
02/05/2006 - HIC Shares
02/03/2006 - DadnDave

As you can see the list has decreased. Keep in mind that the long term programs are typically not listed here as I only occasionally request a withdrawal from them.

Who left the arena?

2006-03-16T14:03:00.000-05:00

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Time to remove some programs from the listings that have left or have given issues that will most likely not recover:

Private Program 4: gone with no excuses provided since February.

12 Daily: I am not holding my breath for this program to recover from the "StormPay" issues. If by some chance it does, I will be shocked.

Forex-Trading: site is still up but no updates given. Their trading strategy must have stopped working for them since their weekly returns have been not been as expected. They then removed eGold as a withdrawal option. I did make a profit with them and am sad to see them go.

SurfMunkee: site has disappeared after withdrawals have been drawn out for months. No expectations of this programs return.

CashTwistTraffic: this program closed but promised refunds to help members who did not at least break even. I haven't heard of anyone getting their refunds though. I wasn't expecting any as I was less than a dollar from breakeven.

StudioTraffic: some people are still swearing by this program but they continue to keep me form surfing and allow my upgrades to expire. Pulled a profit from here so never even bothered with the support system. Just took the funds and reallocated them to other programs.

4Daily: this program was up and down. They changed management and then closed due to StormPay. Now they moved accounts to a new site. If you were a member, be sure to check the site to see if you can get in through there.

StableSurfing: not very stable as they closed to new members then closed the site to keep accounts from growing. Now they are gone and payments are unlikely. Promoted as the safer alternative, the program may have had good intentions but it just didn't work out.

Rawland Group: I was in for one property purchase and it went well. It took time but they did pay. They then decided to push members into Golden Futures instead of waiting for other property to become available. Due to my experience with Rawland, I took the leap. Sadly, Golden Futures never worked out and I don't believe anyone received a payment from them. I still considered Rawland but there have been no indications of other property purchases and no updates on the site.

Reality Millions: program went down and changed site and name to Divinus Opulentia International. The programs offered here were way out of my price range. I placed my final withdrawal when my last RM investment expired and received notice that my account will be closed as I am not maintaining the required minimum in my account. Now I am just waiting to see if I actually receive the payment.

FXvision: after all the reasons for closing the program. Refunds are supposed to occur but they are not providing any timeframe. Yet another program I am not expecting to pay up.

Overdue for an update

2006-03-16T13:13:00.000-05:00

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Welcome everyone. My apologies for not getting the updates out in time but since the last posting I have been really away with training and getting sick. Finally got through catching up with reading all the missed emails and believe that I have responded to everyone. If I missed someone, please let me know.

You may have noticed that I have added a few surfers to my listings. I know it seems hypocritical but I had some spare change just sitting in my eGold account and it doesn't seem that DadnDaves and AussieEarners are closing too soon. Since I was already surfing daily for these programs and a couple of programs came pretty well recommended, I figured I would play them like I did 4Daily. Put in the minimum and cycle the profits. This keeps my losses minimal.

AutoSurf77: new program added. So far I have not requested a cashout yet. That will be the true test. Surfing is not smooth as this has all the typical problems associated with surfers: pop-ups and redirects. I have the bare minimum accessible on my surfing pc so I have not yet been hit with any major viruses… yet.

Below are the details of the program:
*Earn 7% Daily!
*Upgrades last 20 days
*Upgrade with $4 or more
*Surf 12 pages to earn!
*No Minimum Cashout!
*Payouts processed within 24 hours!
*10 Second Timer

Wired Surf: new program added. My first cashout is expected this Saturday. Surfing is very smooth and I have had no issues. Now if they pay, it will be a nice addition.

Below are the details of the program:
*Upgrades are only $10 per unit
*Return 8% daily for 16 days
*View 16 sites to earn
*10 second timer
*Payout on every Saturday
*No minimum Payout

PhoenixSurf: new program that has paid me on schedule. The program has two issues for me. First, I cannot login with RoboForm. I don't know if this is good for security but it is a minor hassle for me. The second issue is it has become a manual surf site so you have work to do. Even then they seem pretty good and are currently paying.

Below are the details of the program:
*Upgrades are only $8 per unit
*Return 15% daily for 8 days
*View 16 sites to earn
*Manual Surfer

XpertHits: revised program added. I was a member of this program then after surfing for a month when payout time came, the admin ran into problems and refunded everyone's initial spend. She then re-opened the modified program with a variable return rate and people were swearing by it. When I was reevaluating surfer programs to add, I figured this would be a worthwhile addition. The program has been done since March 10, 2006 for updates. Members are supposed to be credited for the missed surfing. If this happens then I will be happy with this addition.

DadnDaves: an old faithful program that has paid many times over. The return has dropped to .7% from the initial 1%. With the minimum cashout at $50, I won't be receiving a cashout this month. This is the program that made me decide to add the others. I don't see this one falling any time soon. Unfortunately it is not open to new members.

AussieEarners: the other older program that is keeping me surfing daily. The payout limited to random $50 makes it impossible to make quick profits here.

Who Paid Me - Jan 06

2006-02-12T15:41:00.000-05:00

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Below are the programs that have paid out to me between 1/1/2006 and today. What I mean by paid out is that I actually received funds either in my one of my online eCurrency accounts or directly. This does not include funds stored into the programs online account. This in no way implies that the programs listed here will continue to pay nor that the programs not listed are not worthwhile investments.

As I stated when I changed the listing format, the "Paying HYIPs" are programs that have been paying me or are long term investments that haven't had any major issues. Therefore I don't always request a withdrawal. If a program does not pay when I request it, it will be moved into the problem listing or scam bucket. Either way there would be a post stating the situation.

For privacy reasons I have limited the fields to only include the date the payment was received and the name of the program not the amount involved. With the whole eGold panic I decided to add the payout type to indicate how the money was received. Of course many programs are changing the w/d options so who knows if they will continue to pay the same way this month.

Date Paid - Fund – Payout Type
02/10/2006 - GoldenRocks - direct to eGold
02/06/2006 - HYIPmax - direct to eGold
02/05/2006 - HIC Shares - direct to eGold
02/03/2006 - DadnDave - PayPal
01/28/2006 - HIC Shares - direct to eGold
01/22/2006 - Private Program 4 - direct to eGold
01/20/2006 - ASMshares - direct to eBullion
01/20/2006 - AussieEarners - direct to eGold
01/16/2006 - 4Daily.com - direct to eGold
01/16/2006 - HIC Shares - direct to eGold
01/16/2006 - Profit Share November 2005 (6 PXP Unit) - direct to BE-Cash
01/15/2006 - Private Program 4 - direct to eGold
01/15/2006 - Moorish Treasury - direct to eBullion
01/15/2006 - Profit Share November 2005 (1 PRX Unit) - direct to BE-Cash
01/11/2006 - GoldenRocks - direct to eGold
01/08/2006 - HIC Shares - direct to eGold
02/09/2006 - CG Financial - eBullion
01/06/2006 - CG Financial - eBullion
01/03/2006 - HYIPmax - direct to eGold
01/02/2006 - MWA - eGold
01/02/2006 - DadnDave - PayPal

Another Surfer Down

2006-02-02T18:42:00.000-05:00

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While 4Daily has been paying me, my last upgrade has just expired. I had only purchased 1 unit from my earnings in order to receive the last withdrawal. Even though the "new management" will probably payout for a good while longer, it seems like an ideal time to eliminate another surfing program from my portfolio. The whole StormPay rage and recent eGold issues are helping speed the inevitable.

I was asked to recommend some surfing programs. This I cannot do. As I have posted before, I want to withdraw from the surfing arena. Even though it has been profitable, the negatives just aren't worth it to me. The daily time requirement, pop-ups, viruses and scams are just not for me. There are more passive, unobtrusive methods to make money. Don't get me wrong, there are some good surfing programs out there and they continue to pay without a problem. In fact the only program I would recommend is DadnDaves, but they are closed to new members.

Even though most of the most of the posts here have been about surfers, that is only due to the volatility of this arena. The HYIPs are either paying or not. There is not that much else to say about them. But surfing programs are similar to the cyclers and MLM programs. Get in early and get a lot of followers in order to be paid well. In order to be in profit if you're not a referral hound you must really look for "quality" programs, diversify and pull profits quickly. Even then you are stuck with the negatives I discussed earlier. That is just the nature of the beast. There are many sites dedicated to these programs such as http://www.autosurfcentral.com/ and http://www.autosurfmonitor.com/. These are the ones I used when researching potential surfing programs.

What I recommend instead of surfing is to get into a surfing pool. I joined and have been paid monthly by ASMshares (ref ID:10043jph). I am also checking out another one but they are closed to new members till mid-February. If they seem legit, I will add them my portfolio. With these pools, they do the surfing for you and you just share in the profits. None of the negatives that I mentioned before. Of course, these are HYIP programs so there are still the typical dangers involved but I don't mind dealing with those.

Anyway, I noticed I have been rambling far more than I typically do. I blame it on the bold Ethiopian coffee from Starbucks I tried. It is some strong stuff especially as I am not a coffee drinker. Needless to say my mind is racing and I am quite jittery. If you like strong coffee you should check it out. Hey this is ironic, instead of recommending surfers, I am recommending coffee.

12Daily back to EMO

2006-02-02T17:57:00.000-05:00

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12Daily has re-enabled upgrades with EMO and are not going to be using StormPay. I have three pending withdrawals and no active upgrades with 12Daily simply since even the compounded ones have expired and I am not putting anymore funds in till I get paid. If other programs weren't also posting similar issues with StormPay, I would think 12Daily is just giving the run-around. But it seems to be a universal issue right now and 12Daily is keeping members informed by updating very often. They seem to be very professional about the whole matter. Right now I am just going to sit back and wait for the smoke to clear. Then it will be interesting to see which programs and eCurrencies are still standing.

StormPay Only

2006-01-31T23:35:00.000-05:00

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Looks like now there is limited options for eCurrencies on some programs. If StormPay is used with a program, they want to be the only payment processor accepted. So far I noticed 12 Daily and AussieEarners has made me set my Payout Address to StormPay. Hope StormPay is on the up-and-up. Would hurt if they fall under government investigation next.

12Daily Payment Processor Changed

2006-01-28T23:57:00.000-05:00

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After receiving the email below and seeing how StormPay is free to withdraw by Direct Deposit to U.S. Checking account, I have made the change. I really don't feel like waiting even longer for the funds and I prefer not to have to do costly bank wires, print my own checks or wait for the money to come in the mail. Unfortunately, to receive payment will cost me 6.9% plus 69 cents as I am not NetIBA Certified. But to get NetIBA Certified accounts I need to pay for it with StormPay. So if 12Daily actually pays me, some funds will be set aside to pay for certification. Once I get certified it will cost me only 2.9% plus 39 cents to receive payments.

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We wanted to take this time to update all of you who chose the compounding option for your E-Gold transition payments of the payment process we will be implementing regarding these compounded upgrade payments.

We offered the compounding option to members in an attempt to allow anyone who needed time to setup and get verified a new Stormpay or EMO account as needed. Unfortunately we did not ancitipate the sheer number of members who would choose to have their compounded upgrade payments paid to EMO.
Because such a large amount of these compounded upgrades were all purchased on one day, they are all due to be paid out on the same day when normally they would have been spread out over the course of 2 weeks.

When we look at the numbers, that means that for that day we would be paying out almost 6 times our normal daily payout to a payment processor.
This is manageable for us in the case of StormPay, as we have a substantial reserve fund there. But just as EMO transition payments were slow early on due to the need to move funds, compounded upgrade payments to EMO will similarly be affected.

Moving the necessary funds into place, once compounded members made their choice for processor is not a process that can be done quickly. We are also very concerned that payment of these funds all at once will result in mass upgrades on the day(s) of payments which will through off the balance of funds going forward.

Because of the above factors, we will need to extend the payment period for Compounded EMO payments to within 10 business days. However we would like to offer an alternative for those of you that may be able to take advantage of it. Your compounded upgrade is currently set to be paid to the payment processor and ID you have set in your account. If you have chosen the EMO option and would rather be paid out faster, we suggest you change your payment ID to a StormPay one. StormPay compounded payments are planned to begin Sunday, January 29 and will all be paid within the normal
7 business days. We plan to begin payment of compounded EMO upgrades the morning of Monday, January 30, at which time your selected payment ID will be locked in. So if you make a change, you will need to do so by Sunday night.

On Monday, after everyone has made their final choice, we will be able to give you are more precise prediction on when we will have all the payments completed.

We thank you in advance for your cooperation.

Charis
12dp Admin

Now for the Surfers

2006-01-28T00:53:00.000-05:00

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As readers of this blog it should be of no surprise that my list of surfers has greatly decreased. This is mostly due to programs closing or having various problems. I have not been replacing them as I want to get out of this type of HYIPs. Every time I lean towards adding a popular program, I get an annoying pop-up or virus notification while surfing. This immediately brings me back to my senses. Not that there aren't nice financial benefits to surfing, the drawbacks just don’t make it worth it for me.

Regardless of my impending retirement of the surfing field, here is the status of the surfers I am in:

12 Daily: will be moved under the problem listings if I don't get paid for my 2 pending w/ds to EMO. The only thing is others claim to be getting paid to StormPay. If your getting paid, congrats. As for me, I will wait for these payouts before further upgrading. Regardless, I am in profit with this program so I can't complain.

DadnDaves: the most consistently paying surfing program I am in. They are closed to new members for now as they say they are getting to big. They opened for ten days to new investors but the doors have closed again. This will probably be the program that will keep me surfing the longest.

AussieEarners: I was shocked when I received my payment on January 20th. I was about to count this one out. Of course due to some issues they only pay $50 automatically each month if there are funds. So there is no telling when the payments will come.

SurfMunkee: even though upgrades never expire, this program has fallen behind in payments. I have two withdrawals pending.

4Daily: this program has had a lot of issues. They had zeroed everyone earlier and is now under new management. I was in profit before the zero base occurred but a lot of people lost money. I continue to surf it along with my other surfers and was surprised to receive an automatic payment this month. I don't recommend this program but I will continue to surf it as part of my daily ritual as long as they continue to pay along with the other programs.

CashTwistTraffic: this program is closing its doors soon but is continuing to keep surfing open. Sad thing is they opened another surfer, Blue Wave Traffic. I can't understand joining their second program when the first is falling apart.

StudioTraffic: well no surprise here. I am still blocked from surfing. Figure I will check in on my accounts every once in a while but am not expecting any changes here.

StableSurfing: finally closed up shop. They state they will be working to produce some cash flow to make some payouts. If it comes through it would be nice but I am not holding my breath. Sad to see it go. Unfortunately, this program ran into problems before I was able to make a withdrawal.

Programs gone bad

2006-01-22T14:49:00.000-05:00

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Seems like it is time for some updates. Lets start with the recent programs that have closed for whatever reason. These program links have been removed from the listings on the left. The private program is still in the private listing with the 12/28/2005 update.

FAST Market: after a period of problems with payouts being limited to bank wires, the program seems to have disappeared. And I was so close to the breakeven point.

Golden Futures: seems they never got this program off the ground. Checked out the site and the following is posted on the main page. Doubtful if I will ever see those funds again.
"There are insufficient funds to conduct further trades. Trading accounts are closed. Funds disposable to members (if any) will be automatically processed once all monies have cleared the trading house."

VC Deposit: the following has been up for some time so it is unlikely to have been a temporary attack.
"Object not found! The requested URL was not found on this server.."

Private Program 5: sad to see this one gone. It paid so well for so long. The profit here covered more than the losses of the FastMarket and VC Deposit but is not enough to cover all the losses if Golden Futures does not refund investors. But this goes to show the benefit of diversifying to minimize losses.

Who paid me - Dec 05

2006-01-05T20:56:00.000-05:00

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Below are the programs that have paid out to me between 12/1/2005 and today. What I mean by paid out is that I actually received funds either in my one of my online eCurrency accounts or directly. This does not include funds stored into the programs online account. This in no way implies that the programs listed here will continue to pay nor that the programs not listed are not worthwhile investments.

As I stated when I changed the listing format, the "Paying HYIPs" are programs that have been paying me or are long term investments that haven't had any major issues. Therefore I don't always request a withdrawal. If a program does not pay when I request it, it will be moved into the problem listing or scam bucket. Either way there would be a post stating the situation.

For privacy reasons I have limited the fields to only include the date the payment was received and the name of the program not the amount involved. With the whole eGold panic I decided to add the payout type to indicate how the money was received. Of course many programs are changing the w/d options so who knows if they will continue to pay the same way this month.

Date Paid - Fund – Payout Type
01/03/2006 - HYIPmax - direct to eGold
01/02/2006 - MWA - eGold
01/02/2005 - DadnDave - PayPal
12/30/2005 - FXIG - Bank Wire
12/28/2005 - Global Mutual - direct to eGold
12/26/2005 - KUM Pool - direct to eGold
12/26/2005 - 12Daily - MyLifeClicks - direct to eGold
12/25/2005 - HIC Shares - direct to eGold
12/25/2005 - Forex Trading - eGold
12/23/2005 - CashTwistTraffic - eBullion
12/21/2005 - 12Daily - MyLifeClicks - direct to eGold
12/21/2005 - Private Program 2 - eGold
12/21/2005 - StudioTraffic (StudioPay) - StudioPay to Checking
12/20/2005 - Private Program 4 - direct to eGold
12/20/2005 - ASMshares - direct to eGold
12/20/2005 - Private Program 5 - eGold
12/19/2005 - HIC Shares - direct to eGold
12/19/2005 - Profit Share October 2005 (6 PXP Units) - BE-Cash
12/16/2005 - Profit Share October 2005 (1 PXP Unit) - BE-Cash
12/16/2005 - MCAJ - eGold
12/16/2005 - Private Program 6 - eGold
12/16/2005 - Private Program 6 - eGold
12/15/2005 - Moorish Treasury - direct to eBullion
12/12/2005 - 12Daily - MyLifeClicks - direct to eGold
12/12/2005 - GoldenRocks - direct to eGold
12/11/2005 - HIC Shares - direct to eGold
12/11/2005 - KUM Pool - direct to eGold
12/10/2005 - HYIPmax - direct to eGold
12/07/2005 - 12Daily - MyLifeClicks - direct to eGold
12/05/2005 - Private Program 4 - direct to eGold
12/03/2005 - MPDW - eGold
12/03/2005 - Global Mutual - direct to eGold
12/03/2005 - DadnDave - PayPal

The end of EGold?

2006-01-04T14:53:00.000-05:00

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By now everyone should be aware of the eGold scare. Two of the programs I am in decided to no longer accept eGold due to this. First IntGold now eGold, what is safe enough to use?

Private Program 4 has decided that everyone must switch to eBullion eCurrency. The private mailing has been updated. Interesting as I prefer eBullion but so few programs accepted it before. But as more programs change to eBullion, they might be next.

Forex-Trading has also decided to no longer allow w/d via eGold. Instead, only Bank Wire Payouts are possible. Maybe FastMarket was ahead of the game in their w/d change.

Hopefully all this will clear up and eGold will become compliant with regulations. It is just too widely used to fall so easily. Then again that might be why it is targeted. Only time will tell. Meanwhile, funds in eGold should be kept to a minimum just in case. It will be interesting to see how other programs respond. What a way to start the New Year!

Private Listings Updated

2005-12-28T13:23:00.000-05:00

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Looks as if Private Program 5 may be gone. There were supposedly hacked a little while back and now their site is no more. Hopefully they will return as they were a paying program but is unlikely.

The automated private listing email has been updated. Some were not receiving these emails before. I tried to manually catch up with those but may have missed some. This problem has been corrected and if you still did not receive the email, please try again. Also the email you will receive contains all the listings so only one request is needed not one for each program.

Getting Paid For Real

2005-12-24T22:40:00.000-05:00

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After over a year in the game I decided to start finding ways to cashout. Some programs allow withdrawals through bank wires but most place the funds back into the eCurrency you made the initial spend with.

Getting paid to your online account is fine for stating that the program is paying but I can't spend that cash in the physical world. I only consider funds in my PayPal or bank account as liquid. As we see with IntGold, the eCurrency accounts aren't guaranteed. Unfortunately most programs do not allow spends through PayPal anymore due to chargebacks. So the only alternative is to find ways to convert the money from the eCurrency funds to actual dollars.

eBullion has built in methods for withdrawing by check or bank wire. eGold, however, does not. I have used the debit card from XL Card and the bank wire feature at The Gold Shop. Both transactions were timely and fairly inexpensive. Sadly upon creating this post I checked the XL site to discover they no longer accept eGold. This defeats the purpose of the card. I sent an email to find out more about this and to see if this will be a permanent change. Hopefully it is just temporary.

Private Listings Automated

2005-12-24T21:06:00.000-05:00

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In order to speed response time, I set up the private program listings to be an automated mailing. When you click any of the links for a private program on the left, it will open your default email program with the address and subject line filled out. The response will be received shortly. This response is the entire private listings with my input on each. Therefore you only need to send one email.

Seems almost like a step back but with several programs going private and requiring no direct link on any public site this is the best way I could think of to share the info. This requirement has also required me to again update all my postings for the new program to go private. The private listings have been updated as well. Whenever I make an update to the private listings, I will post an update here so that those interested can email for the latest.

Surfing Update

2005-12-24T18:24:00.000-05:00

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I have been having email discussions with a few fellow surfers regarding my decision to wind down my surfing portfolio and I figured this might be valuable info to share with others as well. As the programs drop out, I have decided not to replace them with other surfers. Unless of course a program comes by that really knocks my socks off, my plan is to participate in pools that will handle the surfing for me. The passive direction is easier and far less time consuming.

I agree that the returns can be greater by surfing various programs directly but there is more to this than just the financial risk versus reward. For me this is a daily ritual that is an annoyance. If I go away for training or vacation, I have to plan ahead to make sure there is High Speed internet access available and must allocate time to surf. There is too much money lost if you miss even one day. This surfing time is time away from family and friends. I was asked to go on a cruise and my first reaction was questioning if I could access the internet on the boat. That is when I realized I had a problem. I was a surfing addict.

Another issue involved with surfing is that members of these programs are putting a lot of crappy sites in the rotation that run scripts, cause pop-ups and install spyware and viruses onto your computer. This is not only annoying but is a threat to my other investments and privacy. For security, I do all my surfing on a laptop dedicated for just that purpose. Even then, every so often I have to allocate time to "disinfect" that laptop. I strongly suggest if you do surf, to follow this practice of having a computer just for surfing.

Just my personal thoughts.

Currently I am only active in the following:

12 Daily - so far paying without any issues. Don't know how long it will last but am riding this one out. For the holiday period I dropped my upgrades to half the previous amount.

DadnDaves - one of the few problem free programs I am in. Paying monthly w/o issues. Unfortunately they are not accepting new members till January 1, 2006. This is one of the programs that I can see surfing for the long term.

AussieEarners - this program is having payout problems and changed their policy to paying out an occasional $50. I haven't received a payout since 11/18/05. I am not putting in anymore funds, just upgrading with earnings. Hopefully this will revive soon.

4Daily - definitely a fallen program. After rebooting the program the admin has now sold it. I am in profit here and am just cycling with earnings to see how long it will last. Last payment received was 11/16/05. Expecting this program to crap out soon.

StableSurfing - program is trying to revive itself and start payouts again. It has been closed to new members since October 1, 2005. The admin seems respected and dedicated to the program and wouldn't reopen till problems are resolved. If he opens before that, it would be a very bad sign.

SurfMunkee - another program that is having problems. Their issues revolve around eGold limiting their account. This prevents upgrades and withdrawals. While I wait to see the outcome I am occasionally upgrading so the funds are not just sitting there. Without any new funds through upgrades though I don't know how they can recover. Taking a wait and see approach for now.

As for the programs I am no longer surfing:

CashTwistTraffic - program is supposed to reopen January 1, 2006 due to script problems. Meanwhile they state that members will be credited for the lost surfing days. I would have moved them to the problem listings but I received a payment from them yesterday. Hopefully they recover problem free.

StudioTraffic - blocked me from surfing and I am still waiting for my November withdrawal request from StudioPay. There are supposedly options to get unblocked but I am taking a wait and see approach. They have a good history and it is possible to recover next year. I want to see if and how they recover before actively participating.

XpertHits - program had issues on its first run and ended up rebooting themselves. I maxed out my first and only upgrade allowed. After a month of surfing I got paid my initial spend. Now this is a better way to handle problems than just closing with the cash. For me though, I see it as a loss. I spent a month actively surfing and then lost the eGold fees. Even then, if I was planning to continue in the surfing arena, I would have tried again with the renewed program. This is based only on the reputation of the admin. Since I am reducing my surfing activity and I am in this program through a pool fund, I decided against going in directly.

Hitzpay - scam program that has disappeared. Sad as I was only able to get a little less than half of my original spend out.

Who Paid me - Nov 05

2005-12-03T00:13:00.000-05:00

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Below are the programs that have paid out to me between 11/1/2005 to today. What I mean by paid out is that I actually received funds either in my one of my online eCurrency accounts or directly. This does not include funds stored into the programs online account. This in no way implies that the programs listed here will continue to pay nor that the programs not listed are not worthwhile investments.

As I stated when I changed the listing format, the "Paying HYIPs" are programs that have been paying me or are long term investments that haven't had any major issues. Therefore I don't always request a withdrawal. If a program does not pay when I request it, it will be moved into the problem listing or scam bucket. Either way there would be a post stating the situation.

For privacy reasons I have limited the fields to only include the date the payment was received and the name of the program not the amount involved.

Date Paid - Fund
11/29/2005 - 12Daily - MyLifeClicks
11/28/2005 - Private Program 4
11/27/2005 - Global Mutual
11/24/2005 - 12Daily - MyLifeClicks
11/23/2005 - XpertHits
11/23/2005 - CG Financial
11/22/2005 - Global Mutual
11/21/2005 - Private Program 4
11/18/2005 - AussieEarners
11/18/2005 - 12Daily - MyLifeClicks
11/17/2005 - Global Mutual
11/17/2005 - Global Mutual
11/17/2005 - Global Mutual
11/17/2005 - Forex Trading
11/16/2005 - Moorish Treasury
11/16/2005 - Moorish Treasury
11/16/2005 - 4Daily.com
11/15/2005 - ASMshares
11/15/2005 - Private Program 5
11/14/2005 - Private Program 4
11/11/2005 - FXIG
11/11/2005 - GoldenRocks
11/11/2005 - 12Daily - MyLifeClicks
11/10/2005 - Global Mutual
11/10/2005 - Global Mutual
11/07/2005 - Private Program 4
11/06/2005 - Hitzpay - pro creators
11/06/2005 - HYIPmax
11/06/2005 - XpertHits
11/05/2005 - 12Daily - MyLifeClicks
11/02/2005 - DadnDave
11/01/2005 - StudioTraffic (StudioPay)<

Less Surfing for me

2005-11-23T01:29:00.000-05:00

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Third quarter problems have struck. Three of my surfing programs are having issues and these were highly rated within the surfing arena. Just goes to show that any program can fail at any time.

It seems GCISurf has disappeared totally. Their site now brings up a "This domain is parked, pending renewal, or has expired" message. On various forums you can see a post supposedly from the admin. It is very similar to the mocking, in-your-face, farewell post Invex provided. The saddest part is the amount of information various investors had thought they collected on them all turned out to be fake. This program got me for a nice chunk as there was only enough time to get one withdrawal out and I put in a larger than normal amount because of the high recommendations from various sources. Lesson to take from this one is that no matter how comfortable you feel with a program and how much information is provide, if the admin wants to scam and run, they will. Also shows NetIBA certification can be earned by scammers.

StudioTraffic has frozen my surfing abilities and the replies to my tickets are generic and no help at all. I am informed that I need to attend a conference to find out ways to get unblocked. The first week of conferences I was unable to attend. This week I submitted the times I would like to attend but I have yet to receive a response. Others were corrected through a member of the yahoo investment group I am in but she stated I could not be helped by her. To sum up her response, it basically said I was unqualified for her help and had to wait for the ticket support. It turns out they have only unfroze members with really large downlines. I am just too smalltime to count. It seems the conference will just tell me to give money back into the program or actively work in some form other than surfing. Either way I am out all these surfing days. Even though they unlocked the large players, it will be interesting to see how long payouts will take. Hopefully this is a mild setback and the program will return to normal soon. Only time will tell. Oh yeah, once I actually get scheduled for a conference I believe I have to swear to secrecy regarding what has been discussed there so I will not be able to share the info.

The third program that is having major issues is XpertHits. The admin is trying to work out the kinks and has halted signups and surfing till then. She gave everyone plenty of notice and keeps everyone informed of the status through emails. She even made the first round of payouts. These are the good signs. The bad sign is to keep members occupied while waiting to surf, she started a cycler. If you have been following my previous posts, you know I am not a fan of cyclers. If the admin wasn't a respected member of the investment group I am in, I would find this to be enough to abandon and warn others of this program. Of course, if I didn't know her, I would not have maxed out my investment there either. Hopefully she does not make me regret investing or vouching for the program. After all, how well do you really know anyone on the web?

Regardless of the reasons, these are three less programs that I am currently surfing. I don't plan on replacing them with any other programs. At least not till after the New Year.

Another Link Re-Org

2005-11-14T14:55:00.000-05:00

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Well I changed the link categories on the right again. Not as major as last time. The Closed/Scams as well as the Cyclers sections have been removed to make room for a section called Helpful Sites:. I figure that from all the resources available everyone knows the programs that have ran. The programs that are having issues will continue to be moved to the HYIPs w/ Problems: section and a posting will be made prior to the declaration as to "Scam" or "Closed."

Cyclers are just programs destined to fail within a short period of time. If you don't get in at the beginning and enough new members join, you will not profit. I have been lucky enough to have minimized my losses but it is not worth the risk. Therefore I have decided to no longer participate in them and instead focus on programs with realistic returns or a greater chance for returns.

The new section currently contains links to other blogs that contain useful information. In time I will add links to other sites that I visit often for information. Also useful links to be added include sites necessary for new investors such as eCurrencies and exchangers I use.

To clarify the separation of "My Portfolio:"

AutoSurfing: surfing programs which are very reputable and have been paying me
Paying HYIPs: programs that have been paying me consistently or are long term investments that haven't had any major issues.
Testing HYIPs: new programs that I am trying out or programs that haven't made the long term cut yet.
HYIPs w/ Problems: programs that are currently having major issues that may deem them a scam or cause them to close.

Paid by FXIG

2005-11-12T21:17:00.000-05:00

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There have been questions regarding the quality of FXIG and FeederFund (guilt by association.) My experience with FeederFund has been top notch. Any issues and questions I have had have been responded to and resolved in a timely fashion. Their history and my experience with the first spends led me to invest into all their associated programs. Half of the programs they recommend I also invested into directly as well. FXIG was one of the programs I joined both ways.

The program had a few hiccups with changing banks and one week off of trading. These issues and their profits had many investors panicking. I followed my normal investing procedures and when a nice sum was available in my online account, I planned to make a withdrawal. Luckily for me they started accepting withdrawals to eGold. I placed the request on 11/3/2005 and it was rejected on 11/7/2005. They stated the reason was that my account name didn't match. After correcting this in my eGold profile I resubmitted the withdrawal request on 11/8/2005 (it was over the midnight period that this took place.) I checked my eGold account today and the money was received on 11/11/2005.

I have received more than my initial spend back and my online account is still higher than when I started. Now, just playing with their money and watching it grow.

Can't Surf w/ StudioTraffic

2005-11-10T12:37:00.000-05:00

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The email I received regarding some not being able to surf is below. I am of course lucky enough to be affected and already submitted a ticket. Let's see what happens now. This is not a good sign and a bad way to start the holiday HYIP season.

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"Dear Members,

With the recent closure of our second USA office we are unable to process your payouts requests in a timely manner. We can only make 3 files per day via bank transfer and this is just not enough to keep up with the demand of USA members.

For those of you with withdrawal requests pending from Studiopay you will be emailed with an expected payment date of your outstanding request. We will try to schedule all payments for within a week or two.

We are implementing a new payment system and need time to get it established and tested. While we are doing this we cannot continue to process this large number of requests also.

To reduce the workload, and speed up this new system, we might stop engaging surfing services for some members. In doing so, it allows us to expand our current office, add in more staff and automation to it. Our mini payment processing unit will also be ready by then. Our goal is to prevent confusion and 'complaints' from impatient members,and to allow us sufficient time to improve our current infrastructure.

If you really need to surf now, please submit a ticket and let us know so we can arrange it. However, please give us a week to a month to make arrangements.

Looking forward to 2006.

Regards

John Horan
Studioprograms"

Who Paid me - Oct 05

2005-11-04T14:37:00.000-05:00

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Below are the programs that have paid out to me between 10/1/2005 to today. What I mean by paid out is that I actually received funds either in my one of my online eCurrency accounts or directly. This does not include funds stored into the programs online account. This in no way implies neither that the programs listed here will continue to pay nor that the programs not listed are not worthwhile investments.

As I stated when I changed the listing format, the "Paying HYIPs" are programs that have been paying me or are long term investments that haven't had any major issues. Therefore I don't always request a withdrawal. If a program does not pay when I request it, it will be moved into the problem listing or scam bucket. Either way there would be a post stating the situation.

Now I have been thinking of a way to post the programs that have been paying me. I figure I will try this method and see how people feel about it. For some privacy I have limited the fields to only include the date the payment was received and the name of the program.

Paid Fund
11/02/2005 - DadnDave
11/01/2005 - StudioTraffic (StudioPay)
10/31/2005 - 12Daily - MyLifeClicks
10/31/2005 - Private Program 4
10/31/2005 - FTMWithdrawal - FastMarket
10/28/2005 - Global Mutual
10/27/2005 - GlobalVantage
10/24/2005 - Private Program 4
10/24/2005 - Global Mutual
10/23/2005 - Chronocity - SurfMunkee
10/23/2005 - 12Daily - MyLifeClicks
10/21/2005 - Global Mutual
10/20/2005 - MCAJ
10/20/2005 - 12Daily - MyLifeClicks
10/17/2005 - Private Program 4
10/15/2005 - GCIsurf
10/15/2005 - Moorish Treasury
10/12/2005 - Rawland Group
10/10/2005 - 12Daily - MyLifeClicks
10/10/2005 - Private Program 4
10/09/2005 - Global Mutual
10/09/2005 - Global Mutual
10/09/2005 - Private Program 5
10/07/2005 - 12Daily - MyLifeClicks
10/07/2005 - FeederFund - FXIG
10/05/2005 - Global Mutual
10/03/2005 - DadnDave
10/03/2005 - Global Mutual
10/03/2005 - FTMWithdrawal - FastMarket
10/03/2005 - Private Program 4
10/02/2005 - HYIPmax

Comment Spam

2005-11-04T14:32:00.000-05:00

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Well it is time for some posts. First off I have to make some undesired changes to the template of this blog. People have been spamming using the commenting feature. Example: "mazz" and "hoki" are the same person who goes by the identity "Joe Thomas" and have been going to town lately.

Now it is possible that he does exist but it is not likely. After all who would really post under two ids the same message with a different program? There are others as well and I have been deleting the ones that have no relevance. I don't mind some advertising if it can be of benefit to others but it should be on topic.

So now I have to implement word verification and comment moderation to try and control this. I get an email everytime someone comments and would post if it was necessary. I feel it is still of some value so I plan to hold on to the feature for now hoping the changes will prevent the majority of the foulplay. Let's see how it works.

Surfer mini-Update

2005-10-16T16:42:00.000-05:00

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GCIsurf: paid me yesterday directly to my IntGold account. They have re-enabled surfing but have the minimum requirement set to 10 sites. This will be increased back to 40 when the work on their second server is completed.

XpertHits: responded on Thursday about half an hour after I posted and surfed. The admin had some problems of her own but responded to all my emails and the online support request. She informed me that the upgrades are handled manually and she updated her site accordingly. The FAQ page now states: "Please note that all upgrades are MANUALLY checked so please be patient when viewing your stats as upgrading sometimes takes up to an hour or more if we have a lot of members to upgrade. Please do NOT email support requesting a reply on this, only do so if you haven't received your upgrade in 8 hours."

Her response was well within 8 hours and very pleasant. As I stated before, I am pretty confident in this program. Because of this I am already maxed out on Upgrade Units. By the way she has also corrected the upgrade lifespan everywhere to indicate 30 days. If there are any issues that you feel she should be aware of, use the "Contact Us' webpage to let her know. She seems very interested in making this work.

4Daily: due to overall consensus, I have moved this program into the problem listings. Most would say it belongs in the scambucket. I was in profit when they did the reset but I can understand everyone's complaint. The admin definitely did not handle this correctly. He should have given a timeline and advance notice before such drastic changes. I had only put in $8 of my own funds into the program and built my account through compounding. Whether you put your own funds or used compounding, all the surfing done was for free. My account was dropped to four dollars and everything was zeroed out. An excellent point was made, "Who is to say he won't do it again?" I cannot and therefore had to relocate his program. I will follow my typical procedures and pull the returns before compounding while continuing to surf the program. Unfortunately though, I do not recommend this program to others.

Two Surfers added

2005-10-13T15:29:00.000-05:00

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Well I added am testing out two new autosurfers.

Hitzpay:
Paid Automatically on the 15th
Free $10 Cash & 100 Credits to Join
Earn 2% Per Day
Earn up to $200 Per Day
Upgrade with $10 or More
Upgrades Last for 180 Days
$20 Minimum Cash-out

XpertHits:
Paid twice a month.
Free $10 Cash & 100 Credits to Join
Earn 4% Per Day
Upgrade with $10 or More
Upgrades Last for 30 Days ??
10% Referral Commission

Hitzpay: came pretty well recommended and was added as it complies with PayPal. Hopefully this will start increasing my funds there. So far it is okay but the surfing requirement is 100.

XpertHits: was added as it is a new program started by a respected member of an investment group I am in. Unfortunately since it is new there are still bugs present. As you see above there are questions marks next to the length that upgrades last as there is a discrepancy. On the home page it states they last 30 days but on the spend page it states 15. Speaking of spends, my upgrade spend did not work correctly and has not been corrected in time for me to surf as an upgraded member today. Granted I sent an email to the admin at 12:19 with the eGold spend details and it is only 4:40pm but I have to leave for work. As I surfed as a free member I will be losing 1 day of the upgrade. I tried to send the details through the "Contact Us" link on the webpage, but there are problems there as well.

I am pretty confident that this program will develop nicely but realize that as it is a new program there are issues that need to be ironed out. The deciding factor is how well the admin responds to the issues. By the way, I have requested that if the upgrade is for only 15 days to reimburse my spend. It is very unlikely to be 15 since that would not be enough time to make any profits.

PXP added

2005-10-12T03:55:00.000-05:00

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My Global Vantage was expiring next month and rather than paying to extend it I figured I would purchase 6 units for the ProjectX Pool (PXP) and get the lifetime membership at Global. This kills two birds with one test spend.

Global has been around for a while and there is mixed opinions on them as their returns are low and they do have losing months. I am not ready to quit on them just yet and rather waste my money on fees I like the idea of using it for a fund. Either way the money is considered lost in my eyes but at least this way there is a chance of getting some (hopefully all + some) back.

My Privates (programs that is)

2005-10-12T00:29:00.000-05:00

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As many already know, I have added the private programs that I am in to the links on the left. Each link will generate an email to request the info for that program. In order to speed response time, the list of Privates will be sent in response.

This change was generated when one of the Privates actually called it to my attention that they did not want mention on any public sites. I was honored that my blog was even noticed but to be compliant, I had to remove the posting regarding them and the link to their site. So as much as I was trying to get away from emailing lists and updates, looks like it will resume. I will post here if I make any changes to the private list.

First modification made today. Private Program 4 is increasing their minimum from $1000 to $5000 on October 16, 2005. This is not a good sign and requires potential investors to be cautious.

Rawland paid but recommends Golden Futures

2005-10-11T23:51:00.000-05:00

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To my surprise, my check arrived today from Rawland Group for my withdrawal of the Purchase #3 property profits. I was planning to go in for another round but there were an interesting message waiting for me in the member's area. "Investment properties on the Gulf Coast have slowed dramatically due to the recent wave of hurricanes. To allow those that have lost their homes to rebuild, Rawland Group does not intend to pursue investments on the Gulf Coast. While we investigate new possibilities, your funds will sit in our bank account...doing nothing for you. We suggest you transfer the funds to Golden Futures and allow them to work for you until we find a new suitable location for investment."

It seems they set up an agreement with another program, Golden Futures (username: "spj20p"). Golden Futures is supposedly a reputable organization with 10 years collective experience in Commodities trading. Rawland pre-created accounts for members who joined on or before September 27th. Note that Golden Futures is not operated by the Rawland Group staff, however, they endorse it.

They have two programs. One with a minimum of $50 that is similar to ITS. You purchase shares in the Commodity Pool while they trade. The other option is to have access to their trading diary so you will now how to trade in the commodities market the next day.

I went ahead and made a test spend. Hopefully it works out.

4Daily Revival?

2005-10-10T14:38:00.000-05:00

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Looks like to get back on track 4Daily is going to start from scratch. All accounts are to be reset and the program will start anew. Below is some points regarding the changes. Hopefully this will work out. I will stick it out at least till the end of the year to see how everything turns out.
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"4Daily.com will be offline all of Oct 11. The site will restart with new rules and terms on October 12. All current upgrades (paid from outside) will restart on October 12. Full payouts under new rules will resume in November. Current cash will be reset to zero.

1. Free accounts will receive a free $4 bonus upgrade and 40 credits for joining. You cannot compound or take your earnings out in cash unless you first buy at least one $4 upgrade with your own cash.

2. Earnings for surfing will remain at 4% per day for viewing 40 sites, but for 30 DAYS instead of 50 days. Note that the existing current upgrades will also have a life of 30 days, from Oct 12.

3. Credits earned for surfing will be halved to 1 for each 2 sites viewed (1:2).

4. You may upgrade your own account with your Cash Balance (compounding) only ONCE PER MONTH. You can upgrade with outside funds anytime for any amount up to our maximum level of $10,000.

5. Payouts will continue to be processed on about the 15th of each month. There will be no payout on October 15 because everything will be reset. Upgrades will expire after 30 days, so payouts will be available on or about November 15.

6. To be eligible for payout, you must have at least $40 in your Cash Balance and at least $4 in your member level. We will only pay to accounts that have one or more CURRENT upgrades.

7. A fee of 4% will be deducted from cash payouts to recover processing costs. This fee will not apply to upgrades from earnings.

Also, we will be introducing 2 new auto-surf sites in coming weeks. One will be a very conservative, 1% a day site with a limited money back guarantee. It will be aimed at users with a low-risk, longer term profile. The other site will pay you even if you cannot surf! You can earn 2% a day when you surf and 1% a day when you can't. It will fill a need in the market for users who have a life outside surfing!

So 4Daily will become a group of 3 auto-surf sites. Accounts with the new sites will be created automatically for all active 4Daily members. Effectively, you will be in on the ground floor of 3 sites with different markets, an admin who you know, and all of their growth ahead of them. And your current downline will be with you.

The funds of each site will be held separately from the others, so if one should fail because of market conditions, the others will not be affected. The group will add strength to each of the sites."

Surfer Update

2005-10-08T15:37:00.000-05:00

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Weird thing is I actually don't like these programs since they require a daily commitment to maximize your profits. You don't surf, you don't get paid (few exceptions.)But overall they are consistently paying and are a valuable addition to my portfolio.

12 Daily: decided to test the waters here and am happy I did. The return is extremely high so I started small. This program has consistently paid me within 9 days after upgrade expiration. During server downtimes they continued with payments and gave credit for surfing. Still dangerous due to the high rate of return so pull profits quickly. No telling when they will close but they don't show any signs of it yet.

4Daily: a lot of issues here with payouts. It seems the admin is trying his best to keep the program alive. Unfortunately he is adjusting the payouts to accomplish this. One month he adjusted the rate, next month he paid a minimum cap, this month it seems he is paying a minimum cap only to those who are not in profit. This month he also did away with allowing multiple accounts. While these actions are not pleasing to most, I have to give the guy credit. He is not running and month after month he is trying to help those who are not in profit while keeping him program alive. What does this mean to me? It is no hassle for me to surf 40 sites/day to see what will happen with the program. I don't expect to be paid for quite some time though as I have been in the black since May. Any interested investors should wait to see how everything irons out before joining.

GCIsurf: due to some highly regarded recommendations I decided to add this to my surfing list. 2% for 40 sites/day is a reasonable rate and the program seems to be running smoothly. I joined this program last month and should be getting paid this month. That will be the true test. While work was being done, surfing was either to a reduced # of sites or the simply placed a button to credit the account for that day. The program is also certified by NetIBA so we know the admin isn't hiding. Definitely good signs.

DadnDaves: 1% for 80 sites/day. I have received two cashouts since joining at the end of July this year and the program has been consistent in updating and paying members. The latest change there is that cashouts must now be requested. All news is shared with members on the main member page. As per admin, the mass emailing wasn't working as many members either were not receiving them or not reading them. I am pleased with this program and rate it pretty high.

SurfMunkee: has been around for a while and I have yet to hear any real complaints about this program. Different rates as per package you purchase. I am "King Kong" at 4% daily. Another nice feature is that your upgrade level never expires. The catch is that there is a monthly subscription to keep your membership level. I had the subscription set up through Paypal but they stopped using it so when my re-up date comes up next I will have to see how they plan on handling it.

StudioTraffic: one of the most famous and oldest surfing program that I am a member of. Paying quickly and consistently to StudioPay and then within the month to my checking. They take some time to get the money out of their StudioPay but they do pay. It is hard to have a problem with the delay since depositing and compounding your StudioTraffic account is retroactive to the first of the month. I have been in profit with them for quite some time. This is the only program I am in that still allows multiple accounts. A great feature is if you don't want to surf, you sponsor can surf for you. You receive a reduced rate of return but are paid just for being a member. Remember your sponsor needs to surf daily to fully reap the rewards. Definitely number one in my surfing portfolio.

AussieEarners: a nice consistently paying program. Payments and compounding have been put have been adjusted to try to keep the program alive but she keeps members informed by updating news on the main member page as well as in the forum. The latest cashout adjustment is to pay multiple times throughout the month at $50 per cashout. This is supposed to ensure a more even spread at a quicker pace. I have enough faith in the program to continue to compound so that my account stays active and continues to earn. I have been receiving the automatic monthly cashouts.

CashTwistTraffic: a 1% for 50 sites/day program that has been paying me consistently since I started. The admin has been very responsive to emails and helping resolve member issues. I joined in June and have made a 3 withdrawal requests. Payment have been received within 5 days everytime. There is a 5% w/d fee and the admin has temporarily increased the minimum cashout to $50. Due to this increase I was unable to withdraw last months earnings which would have moved me into the black. The admin keeps members informed of everything through emails. Definitely a worthy addition to a surfing portfolio.

StableSurfing: lots of problems here. After being closed for almost two months, the admin has decided to not allow new members and payouts is not expected to resume till December at the earliest. Don't know how long this one will last as he is still promoting the PlexPay scam on the main page.

Cycler Update

2005-10-08T12:37:00.000-05:00

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Let's start with the easiest section to update – Cyclers.

I am not liking these programs. I have relocated the entire section to just above the "Closed/Scams" and below the "HYIPs w/ Problems" sections. Mainly because this is how they rank in my book. The problem with these programs is that you have to get in early and they require constant new membership to make payout. So they push people to get referrals. I am not big on referrals. If you like a program listed here and want to join, then you should join. If you don't, then don't. It is your money and you are responsible for it. I just offer a place to share my experience in these programs with others. This blog also makes for a convenient way to access programs when away from my pc.

Anyway cycle times just continue to increase and I have no desire to try to time these programs.

AAN: I got into this one when it was all the rave and cycling daily. Finally followed the crowd and joined in the end of Aug only to get in when cycle times skyrocketed. They sounded good to. In order to control cycle times the are subscription based so funds are always coming in. I have yet to cycle and they split the program into a new and old. I was not going to put more money in. Fool me once.

Reality Cycler: sounded so good. Paid 3 times so I am in profit with this one but cycle times were initially stated to never exceed 30 days. My last projected cycle time is now 93 days and counting.

PIN: paid once so I broke even (minus eGold fees). But since May 15, escalator status pending.

YMMSS: joined this one back in the end of January and have never cycled. The hype was huge and I was still learning. Estimated Commission date has increased to next year.

Moral of the story - cyclers are just not reliable nor consistent and will remain ranked low. Many people have made good money from them. I am not one of them. I would have to have spare money laying around to gamble away in order for me to test another one of these. No matter what they will remain ranked just above "Closed/Scams."

Overdue for an update

2005-10-08T11:58:00.000-05:00

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Well it has been a while since I have posted some new info. I have been attempting a huge update with a synopsis of the programs along with some sort of ranking system but every time I start it takes me in a different direction. I used to check every program (except my daily surfers) at least once a week. With other things going on in life it has been extended to average once every two weeks. Then when trying to accumulate all the updates, I go into all the programs and start getting drawn into many different directions.

The good news is that there haven't been any major changes that required a post. I have added few new programs which I will add to the "Testing" section. Swiss Hedge and Hourly Return have moved from "Testing" to "Closed/Scam." Also joining the "Closed/Scam" is Global Venture Club which was previously in the "HYIPs w/ Problems."

The most important thing is that all the programs listed in the "Paying" section still remain there. This makes me quite happy with my status in this arena. Granted there are no guarantees that they will remain this way but it does make me quite comfortable with my portfolio. If any of these programs were to get relocated to the problems or closed/scam section, I would definitely post. This is one of the reasons I recommend readers to subscribe to the blog. That way when an update is made you will be kept informed.

One of the reasons I got into this was not to be tied to the pc all the time but rather to join some quality programs that would provide a continuous flow of cash to enjoy life. If enough programs remain in the paying section, there will be more freedom for me.

Anyway let's start with the updates as I have some time now. There are several hours till I need to get to work. The weather here is crappy. And I have most of the stuff already set up.

Rawland lives

2005-09-11T21:07:00.000-05:00

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Rawland Group has surprised me with actually dispursing the funds from the purchase back in May. I placed a test withdrawal to see how long that takes. Withdrawal requests are processed the first week of every month. Payments are via bank issued check and mailed so it could be a while. Meanwhile I will probably go in for a piece of their next property purchase.

Account Transactions
Apr 01, 2005 @ 23:25:52
Deposit: Paypal #0SV55544S82584453
150

Apr 01, 2005 @ 23:25:52
Transaction Fee: Paypal #0SV55544S82584453
-4.65

May 01, 2005 @ 23:25:20
Transfer: Purchase Allocation, #3
-145.35

Aug 25, 2005 @ 23:45:41
Transfer: Purchase #3 Sale Dispursement
167.42

Sep 11, 2005 @ 19:29:12
Withdraw Pending
-167.42

MWA update

2005-09-09T09:41:00.000-05:00

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Mutual Wealth Alliance (email me to generate an entry code) is now one month away from the anniversary of their first payments"

I joined on Jan 19, 2005. The average return has been 4.04% monthly for me. Below are the returns I have received so far:

Month of Profit -> Profit minus Reserve Fee
Feb-05 -> 5.30%
Mar-05 -> 4.80%
Apr-05 -> 3.30%
May-05 -> 3.90%
Jun-05 -> 5.90%
Jul-05 -> 2.00%
Aug-05 -> 3.10%

These returns are realistic and they are consistently paying to my MWA account. Of course this is just funny money so I placed a withdrawal request on 8/27/05 and received the $$ in my eGold account the next day. Far quicker than the month time period I was expecting.

I was not sure about the minimum deposit so I checked the faqs:
"Are there any limits on the amount I can invest?
No, you can invest as much as you are comfortable with. A minimal investment is set based on the size of the current Mutual Wealth Fund."

When I went to the deposit link it states the current minimum initial investment is 83.36 USD.

Reorganization of Links

2005-08-27T03:52:00.000-05:00

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Check out the links on the right. There have been lots happening since I was last able to post. I have added a few programs and broken my HYIP listings into a few subcategories:

Paying HYIPs - programs that have been paying me or long term investments that haven't had any major issues.
Testing HYIPs - programs that I have not yet been paid in.
HYIPs w/ Problems - programs that are currently having issues.
Closed/Scams - programs that have shut down for whatever reason or are not paying for an extended period of time.

Cyclers and Autosurfers are not broken down simply since they are different animals than HYIPs. I treat them and even track them separately. It is pretty clear that Cyclers will only pay nicely in the beginning. As time goes on, the cycle times increase and the program either closes or has to change. AutoSurfers are a new breed of programs that requires daily active involvement by members. I have limited my surfing programs to programs that have been paying consistently. You must still follow the rules and pull out interest till you are in profit before compounding.

Program down? Give it a little time

2005-08-27T01:14:00.000-05:00

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I received several inquiries regarding programs that are currently having problems. (Ex: ExpInvest and Private Program 5.) Here is a compilation of the responses I provided. Hope it will help others as well:
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I wouldn't stress about it just yet. I checked my Private Program 5 account earlier this week and ExpInvest had stated they were going to be doing some upgrades. Both programs have been paying me and it is too soon to worry.

Remember that HYIPs are just a game and you are bound to lose more than you win. The thing is that you want to pull interest ASAP that way if/when the program closes (for what ever reason), your losses will be minimal. Hopefully you will actually end up in profit.

Give any program at least a week before starting to panic. Even then just submit an email to the admin or start checking around if there are any issues. These programs get hit a lot and often go down for a short while. If you follow the rules and withdraw interest often, you will sleep much easier. Most importantly - don't invest more than you can afford to lose.

Private Program 5 goes variable

2005-08-25T05:16:00.000-05:00

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Since 20th of August Private Program 5 moves to variable payments. Now weekly and monthly payments will be different each cycle. They state their payment rates now fully reflect their trading results and hope it will help them to stay in business for years.

I have been with them since the beginning of March this year in the weekly plan. After receiving three withdrawals in a timely manner, I set my account to 25% compounding. Since then I have placed two more withdrawals and received the money in my eGold account the following day.

TopGunTraffic Closed

2005-08-13T06:02:00.000-05:00

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Unfortunately TopGunTraffic has closed and is in the process of refunding members who are not in profit. Too bad that does not include me. I was in profit and actually compounded last month's earnings. I sent an email requesting last months and this months earnings. It's doubtful but I figure I have nothing to lose by asking. Sad to see this one go. It was one that was consistently paying members.

My-Crosoft returns...again?

2005-08-13T06:00:00.000-05:00

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Supposedly My-Crosoft returns yet again. The new site is totally different and investors (new and old) must invest another $5 minimum. I am not crazy about this. Both are bad signs and can be indicative of a hoax. I will wait a while and see how this site and the program performs before adding more money to the pot. More importantly will be the replies to investors concerns. It should be interesting.

ExpInvest

2005-08-08T15:05:00.000-05:00

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ExpInvest - offers the opportunity to double your investment in 30 days. I am scheduled to receive my principal returned next week then the profit 10 days later. Put in a test spend to see how long it will last. Definitely not a long term investment but if I can cycle even once I will let the profits cycle again.

New Listings

2005-08-08T14:59:00.000-05:00

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MPDW - recently added and already is under DDOS attack. Hopefully it recovers soon.

Dutch Service - I did a test spend into the 4 Weekly Payments 200% and have received the first payment of 50% on time. I will pull out my initial investment and let the profits cycle.

FAST Market - I put in the $50 in order to receive the $50 bonus. The account is a compounding one that is set to 0%. After I pull out the principal, then I will increase the compounding.

DadnDaves Returns

2005-08-08T14:57:00.000-05:00

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DadnDaves was down for a few days but they communicated to members through emails and returned as promised. They are at a new site so I have updated my link.

I have also updated the listing on the side with the programs that are currently having issues as well as the new programs I am testing.

Latest Program Updates

2005-07-26T03:57:00.000-05:00

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FXVision was going smooth for a while then they ran into a snag with banking issues. They are starting with a new structure and refunding deposits prior to June 13th. The catch is they want a lot of personal documents. I am never fond of sending this kind of info. Since my deposit was the minimum, I am probably better off avoiding the risk of sending the documents.

By now you probably know that Prime-fund is gone. They were up and down this last month. Even while the site was down, they were still paying till finally the program disappeared. I joined this program in January and, by following the rules of the game, I was in profit with this program by March. Their demise was unfortunate.

PIPs and GINs both seem like shots in the dark now. There is a glimmer of hope for both though. PIPs is still open, if they could just get their withdrawal times under control. GINs is supposedly still working on getting through the legal stuff. Doubtful but would be nice.

I am a huge fan of FeederFund for their DD alone. They provide a lot of good info regarding each of the programs they listed. I joined 4x-club, ITS Corp, FXIG and FSI directly. ChartCandle, ILC, ClubInvest indirectly through FeederFund. I am happy with the returns from all of these programs. I was a member of 4X-club (email me with your name for an invitation) prior to the addition to FF. When FF incorporated 4x-club, it made me more comfortable with investment decision. I was considering FXIG and when FeederFund added it, I leaped. ITS Corp (passcode: "JP2000") offers reasonable returns and has been running smoothly since I joined in December 2004. Another feature of FeederFund is that the minimum for the programs are typically $50 regardless of the programs minimums. Also withdrawals from any of the accounts will be paid to your e-Gold Account within 48 hours. Even though membership is free, FeederFund takes 15% of the Gross Monthly Profit from each Associated Program you invest in through FeederFund. If there are no profits, then there are no Management Fees.

I have been in Private Program 5 since the beginning of March this year. This program has been running smoothly and I have already recovered my initial deposit. Recently, I set the account to 25% compounding so that my investment will grow and I can continue to withdraw profits.

Moorish TIG has paid me since March 2005. They are involved in digital currency exchanges using DXGold. They had a problem in May and payments were delayed for a month but they did resume payments. I joined Program 3 – 20% monthly for three months with principal returned after 90 days. Other than the one month delay, all other payments were on time. I took out the interest earned and reinvested the principal.

Don't rule out International Trading Systems just yet. Their new site is open and they have a Portal Importer to pull in the previous account. I set mine up and the balance is nice. Of course this is funny money but for money that was presumed gone, it was a nice surprise. Let's hope it works out.

Invex seems to be promising. I joined the Gold level and have already taken out more than my initial spend and my account balance is eight times the original. The account grows quickly and within five weeks you can withdraw your initial spend. They have a yahoo group and I receive emails often enough. Definitely worth a test spend.

Surfing and Cycler Updates

2005-07-23T05:46:00.000-05:00

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CashTwistTraffic - is implementing a few changes: PayPal will no longer be used for upgrades, eBullion has been added as a processor, and upgrading from earnings is temporarily suspended.

2Daily - was first behind on payouts. They then sent out an email stating they lost their StormPay account and would be financially unable to make payouts. It appeared as they had closed down and I was going to remove them from the list. Yesterday, I received an email stating that the program is opening under new management and will be restructuring the site.

Whether the 2Daily recovers and makes payments, we will have to wait and see. Pending payments were moved into my cash balance, so I haven't lost anything. I don't recommend new investments but I am continuing to autosurf.

4Daily - reduced their payouts for last two months. Definitely not a good sign but the program is still up and paying. This is one of the programs where I upgraded the minimum and have been withdrawing and compounding. By following this practice, I am in profit with this one. The next few months will be interesting here since the program has to change in order to reclaim the confidence it once had.

DadnDaves - has been added to the list. The program has a good reputation and the rules are clearly laid out. They provide $10 for free members and another 10 with first upgrade of $50. Unlike other programs, free members can upgrade from earnings. Definitely worth testing out.

YMMSS - cycle time is out of hand. My January EPC purchase is not due to cycle till the end of October and it keeps increasing. They claim to be making lots of changes to get the cycle times down. One tactic they are applying is deactivating accounts. This means that your positions cycle without paying out commissions. All members must fill out a long survey by middle of next week or else be deactivated. All members must visit the Advertising Forums for at least 30 minutes a week or else – deactivation. This rule was always present just not enforced till now.

YMMSS no longer accepts eGold so you have to select IntGold or StormPay as their payment system. If you don't make the change, you will be deactivated. Unfortunately, it isn't easy to make this change. It requires you to fax your Government issued photo ID to them. I have never been a fan of sending this info so I have been waiting to see how the changes they are making will affect the cycle time. If the program improves, then I will be more inclined to fax the necessary documents.

Reality Cycler - paid me again. This is the third payment for the original test spend and puts me in profit here. I will definitely reinvest.

Global Financial Trust Returns

2005-07-22T01:06:00.000-05:00

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Just when I was counting them out, Global Financial Trust returns. Below are the details explaining the downtime. They are asking all members to verify the numbers and contact them if there are any problems.

I was in profit with the program and had switched to compounding. Right before the program closed I switched over to crediting to start building up for my next withdrawal. Now that they returned the numbers are correct and I am ready to withdraw and start the next compounding phase. Always a nice surprise when a program returns.

~~~~~~~~~~
"We are very sorry and apologize for the site downtime from 9 July to 18 July.

The reason for the site downtime is about the DOC (Data Operating Center) Migration. Basically the Data Center that has hosted our network over the past year, unexpectedly they decided to terminate our contract and we have to move to a new location.

After almost 10 days hard working, the whole migration is done and servers are well-located to the new location now. 18th July, our site is back online again, but we need to review the whole site and audit the program payout first. Fortunately, everthing is under control and our site can re-open again today. Yes, we are working again.

Please login the member area for checking your account and payouts around these days. If you found any problems or mistakes with your account, please contact us immediately.

Sorry again for the period of long hard downtime!"

Sites Hacked

2005-07-20T23:48:00.000-05:00

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Quick note regarding MyCrosoft and Oomao Trader. Both programs have been hacked and the eGold numbers on the sites are invalid. Therefore, do not withdraw or invest with either program until this gets resolved. MyCrosoft was supposed to have been on a safer server so the fact that it was successfully attacked shows how vulnerable these programs are.

List Updates

2005-07-15T14:31:00.000-05:00

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Programs that have been added to my portfolio within the last two months:
SurfMunkee - heard lots of good things regarding this so figured I would test it out. Took the King Kong route for 4% return.

PaidYou - surfs nicely but there have been complaints regarding late payments. Since many programs are having issues these last few months, I will wait before listing this under "HYIPs w/ Problems"

CashTwistTraffic - admin is very responsive and payments have been timely.

CG Financial Ltd. - joined the 2.75% weekly return plan and my online account has been updated accordingly. Will do a test withdrawal at the end of the month.

The following sites are listed under "HYIPs w/ Problems":
2Daily - payments for last month were compounded back into accounts. Admins are sending out several emails for investing bonuses. Not a good sign. Better to continue surfing if already a member without investing any new funds.

StableSurfing - closed for now. The admins have been updating investors through emails so a return is likely.

Global Financial Trust - looks like they have shut down. Site has been unavailable and no notice from the admin.

Prime-Fund - down and out. Hopefully investors followed the rules of the game and were already in profit with them. Oddly enough, I still receive an occasional email from them.

Premium Division - closing. They state that they suffer from internal hacking attempts and can't control the site/script anymore. In order to receive refunds they ask for email requests to refunds@premiumdivision.com

4Daily Surfing Down

2005-07-06T16:14:00.000-05:00

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
4Daily is having server problems so no surfing is required for a couple of days. They state they will compensate for this and they have done so in the past as well. I wouldn't worry about this. My concerns lie with the changes that started as of July 1st. Especially the new rule limiting accounts to only one but if this keeps the program running then it is worth it.

Below is some info regarding the changes:
~~~~~~~~~~
"The upcoming changes at 4Daily are designed to close some loopholes, make our conditions easier to understand and to make us stronger for longer. We are preparing for big expansion through the second half of 2005.

Some of the affects of the changes:

1. From July 1, your Cash Balance will not increase until upgrades expire, except for surfing cash bonuses and referral commissions.

2. If you have multiple accounts, the extra accounts must be inactive by September 1. From July 1, commission will only be paid on upgrades from a payment processor.

3. From July 1 you will be charged extra to cover the 6.9% + .69 that StormPay charge us to receive your payment.

4. From July 1, free members can earn a maximum of $4 unless they pay to upgrade."

Stable Surfing is down

2005-07-06T15:46:00.000-05:00

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If you visited the StableSurfing site, you will notice that the "Site is closed temporarily" message. The admin sent out an email to all upgraded members regarding the problems the program is having. This is supposed to be a stable program to help recover from the past failed surfing programs. The admin seems sincere and keeps members informed so their return is likely.

Below is an excerpt from the email:
~~~~~~~~~~
"While I have high expectations and feel a positive result is forthcoming, we cannot continue accepting new upgrades and members until this has been resolved. The decision has been made to close the site = TEMPORARILY = until the flow of returns from the major investment becomes reliable. This will enable the small investments to continue producing funds to proceed with all cashouts we are still holding. Please note this will still be slow as these investments have not grown very much.

All pending redemptions will be on hold until we reopen.
All upgrades will have their life extended by however many days we close for.

Don’t worry unnecessarily. No one will lose money. We are not giving up just giving in for the moment. We have already started to get some bad reports “apparently” and no doubt will get many more from the “all knowing” critics who have all the answers. The problem with them is they have NO IDEA how this all works and are still under the illusion site owners have buckets of money under their bed and just refuse to share it. The other popular myth is we get thousands of dollars from advertising…

The site will close (again) = TEMPORARILY = midnight server time 4th July and reopen ASAP. This is an unknown and would be stupid for me to speculate. All we can do is wait and keep the faith.

This will also give us a chance to clean up the database and hopefully carry out some enhancements to improve surfing."

AussieEarners Up again

2005-07-06T15:25:00.000-05:00

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AussieEarners has reopened in test mode. I noticed the server is off by more than 26 hours. But surfing and account info seem fine. This program has had lots of problems but recovered every time so far. I will definitely continue to surf and compound this program.

Here is the news posted on the site:
~~~~~~~~~~
"My heartfelt apologies for the downtime. However we are still in test mode while we configure everything - you'll still earn - it just won't be that great until everything (scripts, dbs etc) are configured.
All sites have been deleted so we can clear up the db - there were 100's of invalid links. Every member will receive 5 credits for every site viewed until further notice to make up for this.

If anyone has purchased SurfPacks during the last 2 weeks that has not been credited to their account please contact me with all the details.

Cashout requests will be enabled as soon as AE is configured correctly.
We are running the db from June 22 as some members could surf but many could not - so this is fairer to everyone.

I have extended all SurfPacks purchased on or after May 29th for 14 days to compensate the downtime.

Please don't forget that ALL SurfPack expire after 25 days INCLUDING the SignUp Bonus."

TGT Update

2005-07-06T12:13:00.000-05:00

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TopGunTraffic is has paid me a day early. I am in profit with this program and will start compounding some. Surfing is a bit slow and gets hung up at times. When the surfing gets hung up, if you refresh or log back into the site, the counter starts back at 0. This is a pain since the surfing requirements is 100 sites. But I have made three withdrawal requests and they have all been paid on time to my eGold account.

To receive money from the previous month's surfing, you must place the request between the 1st and the 5th to receive the money by the 7th. There is a 5% withdrawal fee but some surfers did not have it applied to their payment. I am one of the surfers who is affected by this. If you did not have the fee taken out of your payment, you can either send it to them or TGT will deduct the fee from the account balance on August 1st.

Below is the details from the site:
~~~~~~~~~~

"Mistakenly, 100 Egold payments were sent without the 5% withdrawal fee applied. In other words, these 100 people were over paid. Sending the overpayment back is your choice at this time. However, we will have to deduct the amount from your account balance on August 1st, if not received. Contact the Help Desk for "5% Payback" instructions, if you are interested in returning the funds now.

We apologize for the inconvenience, as it was our error, but we want TGT to be fair to all members. If one of you pays the 5%, everyone pays the 5%."

2Daily Problems

2005-07-06T11:46:00.000-05:00

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Lots of problems with 2Daily. Enough that many have given up on them, deeming them a scam. I haven't given up on them just yet. There have been lots of problems with many programs this year. I wouldn't put any more money into the program but I still fulfill my daily surfing requirements. They fixed the surfing problems they used to have. Now if they could just fix the payment problems.

They are aware of the problems that they are having with the program. The admin replied to one of my emails and there is a post regarding the issues on their forum. I wouldn't invest new money till the problems are resolved. But if you are already a member, I would continue to surf the 50 sites so your account can continue to grow.

Below is an excerpt from the forum posting:
~~~~~~~~~~
"I know there are also still some accounts which have been showing "your cashout has been received" for several months now. This makes no sense to me and Mike also has told me that this shouldn't happen since there are no requests in the system prior to June. I believe it may be to the point where some accounts may actually need to be "reset"...

There was also an email to members stating that payouts would be completed by July 15th. I know many are still waiting on their June payouts, and I do know that he is still working on those. Since there were some recent security issues, he is being very thorough checking members accounts while he does payouts. He also checks accounts before paying members and this can cause a delay when there are so many requests, but it is necessary to ensure that dishonest members are not getting any money that is meant to go to the members who are following the rules."

Pending Updates

2005-07-06T11:41:00.000-05:00

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I finally have some time to post some updates here. To all who have sent me emails, I have not forgotten you. I have read them and will reply to them as I get the info together and have time to send them out. This weekend will be a long one for me so I should be able to catch up on my replies as well as postings. There are plenty of stuff to update and I want to get the most important stuff out here first. If your emails are regarding things that could benefit others, I will post the response here.

I have already posted the most amazing news of the revival of one of the Oomao programs. Next I will post updates regarding the surfing programs. It seems that there is a lot of talk about these especially 2Daily.

My-Crosoft returns

2005-07-06T11:08:00.000-05:00

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My-Crosoft is the first of the Oomao group to come back to life. The accounts are intact and the interest has accumulated nicely. There is a catch. To help with the recovery you cannot withdraw the interest in your account balance. Your account balance must be deposited into the Recovery Monthly Plan which has a 35% Monthly return. This is not a problem since it was presumed that the interest was lost anyway.

Do not "test the system" by trying to place the withdrawal anyway. Tatijano makes very clear that you will lose the money. He has strict rules. He has successfully revived the progam while providing the missing interest. Think of it as money found and follow the rules.

The programs return without any loss of money as well as the nice plan to help the recovery is a sweet sign of a more secure program than the average HYIP. This also indicates that the other programs within the Oomao group are likely to have a smooth return.

Below are the details regarding the Recovery plan requirement and placing new investments:
~~~~~~~~~~
"Live is so beautiful, all your money is recovers and now in the Recovery Monthly Plan!
Please reinvest your account balance into the same Plan (Recovery Monthly Plan)
Once you have done it we will calculate the earnings from the 2 month we was away, and put it into the Recovery Plan as well.
You will get a weekly Bonus, based on performance of the system, please help us to grow again, we have all your money recovered, and you will get all and even more, because we are A REAL THING!

If you request your account balance 2 things will happen!
1. I will click on delete this transaction and you will lose that money
2. You will not get the profit from the last two months!
Please understand that we are real, that why we must make sure you get paid, we not run with your money, you have it back all + Bonus, so please help us and be fair as we are!

Also this will happen if you invest fresh:
10% on Top of every Fresh investment
15% on Top if the Investment was higher then 5000 USD
As usual when I promise something I do it! All know that from the past!"

Global Mutual's Birthday

2005-06-27T10:03:00.000-05:00

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Global Mutual is now One Year Old.

I am a fan of this one. Started in it January of this year in the VIP Regular Income CLUB. I have been paid regularly, made back my initial deposit and am currently in profit. Now I have started to compound a little to allow the investment to grow while still withdrawing consistently to my eGold account.

The admin has helped me on several issues before and has replied to all emails in a timely manner. When he was recovering from the DDOS attacks, my withdrawals were held up and built up to a nice chunk. When the program recovered I noticed others were getting paid while my payments were still pending. After contacting the admin, not only did he explain the problem but he helped me receive all the money within the same day.

I did not want to post the recovery of this program here on the blog site until I saw how the week following the recovery turned out. Thankfully, last week my withdrawals were on time and accurate without any action on my part. Seems like this program has recovered nicely. It is one of the programs where I put in a large chunk and have received back the initial amount and am in profit. Lets hope they continue on this path.

AussieEarners Down again

2005-06-26T00:09:00.000-05:00

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
AussieEarners is down again. I received the following email passed through the StableSurfing admin. I am not too worried about their downtime as they have recovered in the past and provided nice bonuses for the problems.
~~~~~~~~~~
"I've decided to take AE offline until the bugs are resolved. The programmer we hired seems to be creating more problems than he has solved.

So AE will resume in a few days on new hosts with new servers and an improved script. All SurfPacks purchased on or after June 10 will be extended for the time we have been offline. I am also not receiving the majority of emails sent to the AE servers."

Invex returns secure

2005-06-25T23:05:00.000-05:00

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Thanks to an email from a viewer of this blog, I looked into it and realized my link didn't work. Invex is now on a secure server so bookmarks need to be updated.

They had been down while they were resolving DDOS problems but they kept all investors updated through an email group.

I invested in the Gold plan back in March and was waiting for my quarterly bonus before any withdrawals. The original description of the plan had me thinking that the bonus would be 15% of the account balance so it made it worthwhile to let the compounding occur and collect the bonus every 13 weeks. When I didn't receive my bonus, I submitted a support ticket regarding the missing bonus. The response was very quick. In fact, the ticket and the 5 replies between the two of us resolved the problem and clearly explained the issue within the day.

The new plan description better explains the quarterly bonus. After three months, if you do not withdraw anything, you qualify for 15% of you initial deposit. The description even includes an example. In order to collect the bonus, you have to request it with a support ticket.

Knowing this, I will be making some withdrawals along the way rather than holding out for the bonuses. But the response time and quick payment was exceptional.

Mutual Wealth Alliance - nice so far

2005-06-25T11:47:00.000-05:00

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I have been receiving several requests for views on specific programs. I will try to post my responses here as I reply. After all that was one of the main reasons I started this blog- to keep everyone updated with the results of my investments.

We'll start with MWA – Mutual Wealth Alliance:
I invested back in January 2005 and everything has been pretty smooth since. I passed the 3 month period where my investment was locked and I wasn't able to withdraw funds. I have been receiving emails regularly with the monthly return and program notifications. My online account has been updated accordingly but an online account balance is just funny money. The true test is after withdrawing the original spend and the program still consistently paying. In a few months I plan on doing a test withdrawal to see how smooth that process goes. For now the program appears pretty stable.

Since this program provides reasonable monthly returns, it is meant to be a long term investment. So only invest if you don't mind tying up your principal for a long time. Your investment portfolio should include some of these types of programs along with the higher yielding ones.

FX-Factor Closed

2005-06-24T18:33:00.000-05:00

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FX-Factor has closed due to lack of member participation.

I invested in Trading period 1. Week 1 on Wednesday, May 18, 2005 and again on Saturday, June 04, 2005 for Trading period 1. Week 2.

Each week the payments were received on time directly in my eGold account. This week I received the difference between what I invested and what I already received.

They stated that there wasn't enough member participation to continue. It would have been nice to receive the interest along with the principal but any money returned is appreciated.

4Daily Changes and Earnings Reduction

2005-06-22T20:22:00.000-05:00

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4Daily has not only made reduction in May earnings but they also made several changes taking effect July 1st.
~~~~~~~~~~
" Reduction in May earnings:"

"We have reduced our usual 4% per day to 3% for MAY ONLY. If your reduction seems to be more than that, it is because you have already SPENT some of your May earnings. Of course, the adjustment applies to the spends as well."

"…The reduction appears as a negative value under Other Earnings for last month… A side effect of this once-off adjustment is that a few members who expected a small payout for May now do not qualify until next month."

"4Daily Changes From July 1, 2005:

Free Bonus Recovery - We give new members a free $4 bonus upgrade for joining. You can use that to earn another $4 in 50 days. Previously, we would pay out the full $8. From July 1, when your free $4 bonus expires, we will recover it and leave you with the $4 earnings. For free members only, we will payout a minimum of $4 to StormPay.com. No other payout method will be available to free members. You can remove all free account restrictions by buying an upgrade of $4 or more with StormPay, e-gold, Moneybookers or ReadyCash Debit Card.

Cash Balance Update Change - Previously, your Cash Balance was updated daily with your earnings. From July 1, your Cash Balance will not be updated until each upgrade expires. This means that your monthly payout will be your entire Cash Balance on payout day if it is $8 or more, which should eliminate most of the confusion about payout amounts and limits. It also means that you may have to wait an extra month for payout, as we will now pay out earnings after 50 days instead of after 30 days. You will still see your daily earnings growing on your Member page. You will have 3 balances to watch, Member Level (your current upgrades), Earnings (your unpaid earnings from current upgrades) and Cash Balance (your cash to be spent or paid out, earned from expired upgrades). Payouts will still occur automatically on the 15th of the month, for cash added to your Cash Balance up to the end of the previous month

"13 Day" Strategy Blocked - By not releasing your earnings to your Cash Balance until each upgrade expires in 50 days, excessive upgrading from earnings using the so-called "13 day" strategy will be stopped. This strategy allowed some members to earn much more than 4% on their original upgrade payments. Now, you will have to wait the full 50 days before you can spend or withdraw the earnings produced by each upgrade.

Multiple Accounts Restricted - Now, each member may have only one account. You may keep the account topped up to the maximum. We will use a number of methods to detect multiple accounts, including IP addresses, payment processors, surfing patterns, etc. Offenders will lose all accounts and money. We will not enforce this rule against existing accounts until September 1 so you have time to allow extra accounts to expire. We will allow several accounts to share the same IP or payment processor account, but not both. Members who share an IP must each have your own payment account or pool your funds into one shared 4Daily account.

Commissions - From July 1, we will no longer pay referral commissions on upgrades that your downline members buy with their earnings. 4% commission will be paid when your downline members pay to upgrade with "outside" funds from a payment processor. The purpose of the commission is to reward you for bringing new members with new, outside funds into the program.

StormPay Fees Recovery - Previously we absorbed the high fees charged by StormPay.com when we received payments from you. Now that we have 4 payment processors to choose from, we will pass on StormPay fees from July 1. Your StormPay account will be charged an extra amount to cover most of the fee that StormPay will charge us. There is no fee from us when you pay us by our other methods. There is no fee from us when we pay you by any method. In all cases, your processor may charge fees. "

Oomao calling for Tatijano-e-trust investment info

2005-06-16T23:34:00.000-05:00

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Oomao Trader is calling for the investment details for the Tatijano-e-trust program. They also require deposit into the “Comeback Entry Stock” (minimum of $5.49) to verify identity.

If you have any questions, you should direct them through the support section of the Oomao Trader site.

Below are the details of an email sent to me from Fred:
~~~~~~~~~~
“With the attack behind us we have lost all our databases and therefore you are now required and requested to forward to us your former account credentials

WE START WITH TATIJANO - E TRUST.COM

Your username:
YOUR ACCOUNT NUMBER:
ALL YOUR BATCHNUMBERS YOU MADE PAYMENT TO TATIJANO -E- TRUST

Also note that you need to invest with the Comeback ~ Entry ~ Stock to verify your identity. It is as well a security measure and the first way back to earnings.”

AussieEarners Returns with a bonus

2005-06-16T22:40:00.000-05:00

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
AussieEarners seems to have almost fully recovered. Surfing is back to 25 sites and speed is okay but they are rewarding members by providing 10% return for 6/14/05 and 7% for a bit and then 6% and it will then go back to 5%. This is "to show appreciation of AE's loyal supporters."

AussieEarners Update

2005-06-13T22:13:00.000-05:00

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
AussieEarners is still having problems. As a member of StableSurfing, I received the following email from the StableSurfing admin:
~~~~~~~~~~
"Chery from Aussie Earners asked me contact our membership with this message: 'Can you please inform your members that AE has not disappeared - I can't access one of the servers so I can't email the members. I can’t even put a message on the index pages because that is the server where the trouble is. The DBs are on a separate server and they're OK. I'm getting some mail through but not all and at the moment I can't send any. I have organized new hosting and will let you know what is happening when I know.'
Sometimes things are simply out of our control."

Replacement Program for Oomao Group

2005-06-13T19:42:00.000-05:00

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
The new Oomao website is now up and accepting members: Oomao Trader

Excerpt Fred's (from Tatijano) email explaining the problems with the down sites: "We didn't go offline but were made to go offline! At that day when all our websites disappeared, our server had been attacked and our domains didn't exist any more. The same problem our members had, we had, too! From this moment onwards there didn't exist any Oomao, Tatijano, My-crosoft, Tatijanopurewater any more. It was just like we never ever existed! No access to the admin area any more, no emails any more, nothing any more! Everyone who wants to log in can understand that because there is nothing left for his data."

Previous members of any of the Oomao Group of Programs (Tatijano Pure Water, Tatijano University, My-Crosoft.com, Level-3) should register with the new Oomao Trader site. Try to use your former member details whenever possible. I wouldn't invest anything yet just register so that the member database can be created. Also prepare the details of your previous transactions with any of the Oomao Programs in order to, hopefully, reclaim the money from them.

If you have any questions, you should direct them through the support section of the Oomao Trader site

StorageFund is Down and maybe Out

2005-06-13T00:07:00.000-05:00

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
StorageFund seems to be having serious problems. I joined the program 2/1/2005 and received weekly payments on time until they changed the payout plan to monthly. After that I received the monthly payments till this month.

The website is down and displays the following error message: “StorageFund was moved to new server. We will be back within two days.” With everything going on in the HYIP arena, this didn’t surprise me. Neither did a week overdue interest payment. But when my routine email inquiry to the admin/support failed to send, now I worry.

It is still possible that it will return but I am not comfortable keeping a link up for this one. If they return with a believable reason and start paying again, I will update this blog and repost the link.

CashTwistTraffic Added

2005-06-12T23:09:00.000-05:00

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
AussieEarners seems to be having problems again. They have recovered in the past and odds are they will recover again.

Some member of this blog requested my opinions on programs they are members of or are considering. I came across two that interested me enough to test and even upgrade: CashTwistTraffic and PaidYou

I presented the PaidYou program on Saturday, June 11, 2005

Last night I checked out CashTwistTraffic . The site didn't present anything spectacular or greatly different from other programs but my opinion changed after I emailed the admin for more info on the program. Not only did she respond quickly, but we exchanged a few emails and she appears to consider her investors interest in making program changes. An example of such is how she just changed her payout plan from mass payouts to allowing members to request payouts as needed. The decision was made since the investors preferred this method more.

Below are the details of the program:
~ Signup and Get $10.00 Free!
~ Upgraded Members surf 50 pages a day. Free Members surf 100 pages a day.
~ Earn 1% DAILY! 365% YEARLY ROI!

Infinity-OIG June Bonus Offer

2005-06-12T20:56:00.000-05:00

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Invested in Infinity-OIG on 3/2/2005 and received my bonus the next day. I have requested and received three withdrawals since then. So I have already received my intial spend plus a little more.

This program routinely offers bonus plans and referral contests - almost monthly. When I joined it was only a 25% bonus offered. This month they are offering a 100% matching bonus promotional plan which is slated to expire on June 30, 2005 at midnight EST.

GVC - Not accepting new members

2005-06-12T15:56:00.000-05:00

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
I forgot that Global Ventures Club had ended open membership on June1st 2005.

"No new members will be accepted after this date until the next open membership period which may be sometime in late fall/early winter."

I will update this blog when/if it opens up. You cannot even enter the site unless you are a member.

Invex under DDOS attack - Update

2005-06-12T15:48:00.000-05:00

Looks like Invex is still having problems:
~~~~~~~~~~
Since Sunday morning at about 2 AM GMT, invex.org is under heavy DDOS attack, thousands of requests are hitting our site every minute.

There are currently no real measure that we can take on the shortterm, and we have in fact to wait the end of the attacks. But wealready began to make major modifications in our hosting strategy,that will be completed in the next 4 days, probably much faster.

We anyway expect the attacks to stop before these 72 hours.

Please be patient. NO investment will be lost, NO profit will be lost,ALL payment requests will be completed. This attack in fact does NOTaffect our financial operations, they affect only our "visibility".

Thank you for your patience

Forex-Trading attacked

2005-06-11T11:22:00.000-05:00

Well, as in the past, the admin of Forex-Trading has replied quickly. This just further instills confidence in a program. It also explains that many of these programs really are having hacking/DDOS problems. Unfortunately the scams will use the same excuse so the only reason people (including me) feel more comfortable with some programs claiming hackers/DDOS, is due to history with the admin and program.

This definitely has been a bad year for HYIP’s. Below is the details of from the admin:
~~~~~~~~~~
"Last sunday hackers take over the admin area, so my only solution was to shut down the server.2 hours before that attack happened, I made a full backup of the database :)

Well, this week I buy a new router with an strong firewall and change the server to Mandrake Linux for security reasons. Since 2 days I am working on the new server configuration, it´s not so easy for me, new software and new router made a lot of problems so I go step by step, 1 hour ago the mail server start working.

My Deadline is 06/19/2005 having my program and the forum back online. Maybe earlier, but when it is ready to use, a Newsletter will inform all investors. After that I will improve the security for Member / Trader / Admin Area, switching to https sites."

"HYIPs w/ Problems" Grouping

2005-06-11T01:36:00.000-05:00

I added a grouping for the programs that are having problems and there is no definitive reason or return. They are not dubbed scams...yet. Rather, programs that should be watched.

The Oomao Group of programs are the main programs listed there but Forex-Trading had to be added in the group as well.

Usually every weekend (or whenever I get some time), I run through all the programs I am invested in. This allows me to see my account status, make the necessary w/d's and see if any programs are having problems. When trying to connect to the Forex-Trading site I get to Web Server Software page. This is just a little bit disturbing as this was a fairly good program.

I sent an email to the admin and hopefully this will get resolved. He has been pretty good and responding to questions I had in the past. Let's see if he responds this time. I will give him a few days before the worries start setting in.

PaidYou Program added

2005-06-11T01:04:00.000-05:00

PaidYou AutoSurfing Program added to the list.

Even though I felt my portfolio had enough surfing programs, this program looks pretty good. I figured I would try it out.

Surfing time is fairly smooth and only requires 50 sites for 4% daily interest. Also the upgrades last for 60 Days.

Here are the details of the program:

~~~~~~~~~~~~~~~
"Free Membership
10:5 Surf Ratio
100 Free Credits when you SIGNUP and surf 50 Pages
Surf 63 Sites for 2% Commission rate Daily
15 Free Credits Every Month
Minimum Payout $8
$5 Free for Joining

Premium Membership
1:1 Surf Ratio
100 Free Credits when you SIGNUP and surf 50 Pages
Surf 50 Sites for 4% Commission rate Daily
25 Free Credits Every Month
Minimum Payout $8

Terms and Conditions:

FREE MEMBERS
For each day that you surf 63 sites you will receive 2% Commission rate of your membership level ($5) Plus you get 5% of your referrals' upgrade purchases (not from redeemed earnings)

PREMIUM MEMBERS
For each day that you surf 50+ sites you will receive 4% Commission rate of your membership level ($5) Plus you get 10% of your referrals' upgrade purchases (not from redeemed earnings) i.e. Paid You Traffic Exchange Premium Memberships last for 60 days.

CASHOUTS
Cashouts will be requested taking 6 days: 3 days at the end of each month and 3 days at the beginning of each month for the earning made of the previous month. After you have made your payout request we will be sending payouts between the 4th and the 15th of each month.
Our payment processors are PAYPAL, STORMPAY, E-Gold. PaidYou Traffic exchange will pay you with one of the payment processors that you upgraded with. PAYPAL and STORMPAY are our default payment options to be used in the case of the member never having made an upgrade payment or PaidYou Traffic exchange having an excess or shortage of funds in any one processor."

4Daily Update

2005-06-10T19:24:00.000-05:00

Two news items from 4Daily's site.
Regarding the paid for outage - they have done this in the past and have followed through with crediting my account with the missed interest. So it should be all good.

As for the debit card - I am not too sure about this. Never a fan of trying out new things. I would rather wait till the kinks get worked out and then, if it still exists, I will try it.
~~~~~~~~~
"SERVER OUTAGE:
As you know, the 4Daily servers have been under attack again and this one was even more difficult to control.
It completely locked out users in some countries, including me and most staff(!), and it is still affecting our servers.
As soon as it is possible, we will give all recently active members credit for having surfed on June 9 and 10, New York time.
Obviously, our efforts to keep 4Daily accessible have not been as effective as we would like, and we are currently reviewing our entire server setup and suppliers. We will keep you informed of developments.

ANNOUNCING THE NEW 4DAILY DEBIT CARD:
4Daily.com has arranged with ReadyCash.com to provide our members with an International Debit Card for you to use to pay for upgrades and to receive your 4Daily.com payouts.
The 4Daily Debit Card will let you withdraw or spend the money that you add to your card at ATM machines and in many shops all around the world."

Global Ventures Club is Back

2005-06-09T23:53:00.000-05:00

Global Ventures Club had problems with there site today but they are back up. Seems like a bad few months for a lot of programs.

Some people have expressed concerns over the IP address of Global Ventures Club. Unfortunately, some scam programs are in the same IP address subnet assignment with Global Ventures Club. While IP address is not the definitive sign of a scam, it is not a good sign.

I did a test spend with the program late February 2005 based on some opinions on some of the forum sites I belong to. While learning the different position settings to get the interest out, I was finally was able to withdraw and receive a little more than my initial spend in eGold while tripling my online account balance. I had questions with my account early on and the support was timely and accurate.

As with any investment in this arena, follow the rules of investing and take out interest quickly. This way if and when they run, your loss is minimal or you actually end up in profit.

Reality Millions Downtime and Status

2005-06-09T23:18:00.000-05:00

Email received from RM Support Team providing clarification on the current status, ongoing issues and the scheduled downtime till Sunday, June 12, 2005
~~~~~~~~~~~~~~~~~~~~~~~~~~~~

"There are 3 main issues affecting the main site functionality now and over the past few weeks.

1. Major traffic loads increasing daily, on a server and program that was only designed for a fraction of what it is now carrying, this topic has been fully covered before, but some new members may not be aware.

2. Continuous DDos attacks, since we announced to the world that we are closing off to new memberships on 25 June we are prime target for these unscrupulous people trying to stop deserving individuals joining RM, to create a better life for their family and themselves. Evidence of increasing DDos attacks across the net can be seen daily with several high profile and less high profile sites being taken down by these attacks daily.

PLEASE NOTE: We do have an unwanted side effect on this at present our advanced Anti-attack software is causing some issues with IP addresses, and members have been reporting receiving an IP banned notice, this is not the case and is a system error message, to get around this you need to hit the back button a few times and keep trying eventually it will allow you in.

3. Major development work on our new system, which involves extensive database work, file interrogation etc…

There is major database work to be done, and we have now scheduled this for the next couple of days – Friday 10 & Saturday 11 June.

Therefore: PLEASE BE ADVISED the main site is expected to be down for at least the next 48 hours, and possibly into Sunday 12 June. "

Invex back up

2005-06-09T18:50:00.000-05:00

The site was down but now back up. They have been updating investors through a yahoo group they created. Below is the contents:

Dear Invex Ltd. investors,

The website is *up* and running.

We do apologize for the inconvenience, thank you for your patience.

Cordially,

Invex Ltd. Support Team

Dead Program Links

2005-06-09T09:49:00.000-05:00

First official update. Some Program Links may lead to a dead site. The link is right but these programs may be experiencing problems, your pc may need cleaning or (the dreaded worst) the program is gone.

The last email of the my program list with updates covered some of the programs having problems as of today. The Oomao Group are all still experiencing problems and the admin stated that they should be back up tomorrow. It seems that the were attacked and hijacked. These programs stem from the main Tatijano program. It is unlikely that they will run(yet) as the owner keeps contact with several people and keeps everyone updated. He also gives alot of bonuses. I don't have the same amount of confidence in the programs that branched from him as one ran earlier this year (listed in my 4/9/05 update - GoldStock).

If the group recovers from this within a week, they will gain alot of confidence. It will also be interesting to see what bonuses they will offer.

Global Mutual is still having problems after their "major DDOS attack." This admin has helped me on several issues before and has replied to all emails I send him in a timely manner. When this occurs, I give more time for the program to recover before declaring the program a scam. Also with many other programs experiencing problems (AussieEarners, 4Daily, Oomao group), it seems likely that there are real problems.

This post is getting longer than I expected so I will quickly cover the other points.
If the program has not been declared a runner and others can get to it, your computer may need some housekeeping. This of course means clearing your temp files and cookies. Sometimes even trying a different browser makes a difference. There are also rare occasions when some areas are not able to reach a site while other locations can. This can be due to congestion and ISP issues.

One last note. If you try to get to this site and it doesn't appear, just refresh or try again in a few minutes. It has happened to me a couple of time as I have been designing and updating the site. It all depends on if you are trying to hit it while I am republishing the site to make some changes.

Well that seems like enough for a post. Let me know what you think of the site and the info. Constructive criticism is always welcome.

Program List Links

2005-06-08T11:54:00.000-05:00

Finally finished the list of links of the programs I am in.

Now I just have to get the email list recipients to start visiting and hopefully subscribing for the Blog Updates.

Changes to the site will continue to be made but I am going to start adding Program updates as well.

Blog Changes

2005-06-07T21:31:00.000-05:00

Set up the subscription link and now starting to add the program list.

This should definitely ease sending updates

My First Blog

2005-06-06T22:11:00.000-05:00

Welcome everyone to my blog. As many of you know I have been investing in HYIPs, Mutual Funds, Stocks and checking out ForEx.

For several months I have been sending out emails to those that have been requesting the list of HYIP programs I am invested in. As the programs changed, updates were sent out as well.

Unfortunately the updates often go to the Bulk/Junk folder. To ease the updating and ensure everyone receives them, I decided to create this blog site.

Hope it helps.

Good Luck and Invest Smart.